California · NCUA branch file, Q2 2026

Credit unions in Sacramento, CA

12 credit unions have 39 offices in Sacramento, California, according to the branch information they filed with NCUA for the quarter ended June 30, 2026. The Golden 1 Credit Union has the most here (15); the largest by assets is SchoolsFirst Federal Credit Union at $37.2 billion.

Credit unionOffices hereAssetsNet worth ratioNew auto rateBased in
The Golden 1 Credit Union15$22.2B9.91%5.84%Sacramento, CA
SchoolsFirst Federal Credit Union6$37.2B9.51%4.99%Santa Ana, CA
Safe Credit Union4$4.4B10.82%5.74%Folsom, CA
Sacramento Credit Union4$858M15.14%4.99%Sacramento, CA
Operating Engineers Local Union #3 Federal Credit Union2$1.7B15.48%5.78%Livermore, CA
First U.s. Community Credit Union2$548M11.95%6.99%Sacramento, CA
Patelco Credit Union1$9.8B10.49%6.04%Dublin, CA
Self-Help Federal Credit Union1$2.4B25.18%6.75%Durham, NC
Cahp Credit Union1$407M8.89%5.41%Sacramento, CA
Vision One Credit Union1$92.0M16.06%–Sacramento, CA
California Community Credit Union1$82.5M12.20%5.00%Sacramento, CA
Polam Federal Credit Union1$72.8M13.63%4.73%Redwood City, CA

Rates are what each credit union reported to NCUA for new auto loans, not offers. All California credit union loan rates.

Addresses, phone numbers and hours

The Golden 1 Credit Union

  • The Golden 1 Credit Union Corporate Office 8945 Cal Center Dr, Sacramento, CA 95826 916-732-2900 · M-F 8:00 am - 6:00 pm Main office
  • Arden Town 515 La Sierra Dr, Sacramento, CA 95864 916-732-2900 · Monday - Friday 10:00 - 5:00 Saturday 10:00 - 2:00 ATM
  • CSU Sacramento 7770 College Town Dr, Sacramento, CA 95826 916-732-2900 · Monday - Friday 10:00 - 5:00 Saturday 10:00 - 3:00 ATM
  • Elkhorn 5337 Elkhorn Blvd, Sacramento, CA 95842 916-732-2900 · Monday - Friday 10:00 - 5:00 Saturday 10:00 - 3:00 ATM
  • I-5/Florin 1330 Florin Rd, Sacramento, CA 95831 916-732-2900 · Monday - Friday 10:00 - 5:00 Saturday 10:00 - 3:00 ATM
  • Promenade 7465 Rush River Dr Ste 110, Sacramento, CA 95831 916-732-2900 · Monday - Friday 10:00 - 5:00 Saturday 10:00 - 2:00 ATM
  • Med Center 2360 Stockton Blvd, Sacramento, CA 95817 916-732-2900 · Monday - Friday 10:00 - 5:00 Saturday 10:00 - 2:00 ATM
  • Point West Center 1301 Exposition Blvd, Sacramento, CA 95815 916-732-2900 · Monday - Friday 10:00 - 5:00 Saturday 10:00 - 2:00 ATM
  • Senator 1109 L St, Sacramento, CA 95814 916-732-2900 · Monday - Friday 10:00 - 5:00 ATM
  • North Natomas 3280 Arena Blvd Ste 710, Sacramento, CA 95834 916-732-2900 · Monday - Friday 10:00 - 5:00 Saturday 10:00 - 2:00 ATM
  • Southgate 4430 Florin Rd Ste 1, Sacramento, CA 95823 916-732-2900 · Monday - Friday 10:00 - 5:00 Saturday - 10:00 - 3:00 ATM
  • Center Branch 670 J St, Sacramento, CA 95814 877-465-3361 · Monday - Friday 10:00am - 5:00pm ATM
  • Cosumnes Branch and Financial Resource Center 8241 Bruceville Rd Ste D-100, Sacramento, CA 95823 877-465-3361 · Monday - Friday 10:00 - 5:00 Saturday 10:00 - 2:00 ATM
  • Financial Resource Center - Del Paso Heights 3725 Marysville Blvd, Sacramento, CA 95838 877-465-3361 · Monday - Friday 10:00 a.m. - 5:00 p.m. Saturday 10:00 a.m. - 2:00 p.m. ATM
  • Land Park 2018 Sutterville Rd Ste 112, Sacramento, CA 95822 916-732-2900 · Monday - Friday 10:00 - 5:00 Saturday 10:00 - 2:00 ATM

SchoolsFirst Federal Credit Union

  • 56 - Sacramento Madison 5210 Madison Ave, Sacramento, CA 95841 800-462-8328 · Monday ? Thursday 9am - 5pm; Friday 9am - 6pm; Saturday 9am - 2pm
  • 57 - Sacramento Fruitridge 1631 Claudia Dr, Sacramento, CA 95822 800-462-8328 · Monday ? Thursday 9am - 5pm; Friday 9am - 6pm; Saturday 9am - 2pm Drive-through · ATM
  • 59 - Sacramento College Greens 8725 Folsom Blvd, Sacramento, CA 95826 800-462-8328 · Monday ? Thursday 9am - 5pm; Friday 9am - 6pm; Saturday 9am - 2pm
  • 65 - Sacramento Natomas 2051 Natomas Crossing Dr, Sacramento, CA 95834 800-462-8328 · Monday ? Thursday 9am - 5pm; Friday 9am - 6pm; Saturday 9am - 2pm ATM
  • Sacramento Operations Center 1485 Response Rd Ste 126, Sacramento, CA 95815 800-462-8328 · 5:30am-10:00pm 7days/week
  • 55 - Sacramento Crocker Village 3640 Crocker Dr Ste 100, Sacramento, CA 95818 800-462-8328 · Monday ? Thursday 9am - 5pm; Friday 9am - 6pm; Saturday 9am - 2pm ATM

Safe Credit Union

  • East Sacramento 6341 Folsom Blvd, Sacramento, CA 95819 916-979-7233 · M-F:10-6pm Sat: 10-2pm ATM
  • El Camino 3560 El Camino Ave, Sacramento, CA 95821 916-979-7233 · M-F:10-6pm Sat: 10-2pm ATM
  • North Natomas 2761 Del Paso Rd, Sacramento, CA 95835 916-979-7233 · M-F:10-6pm Sat: 10-2pm ATM
  • Land Park 4700 Freeport Blvd Ste 150, Sacramento, CA 95822 916-979-7233 · M-F:10-6pm Sat: 10-2pm ATM

Sacramento Credit Union

  • H Street Corporate 800 H St, Sacramento, CA 95814 888-722-8601 · 9:00 a.m. - 5:00 p.m. Mon-Thurs 9:00 a.m. - 6:00 p.m. Friday Main office
  • Bradshaw Branch 3660 Bradshaw Rd, Sacramento, CA 95827 888-722-8601 · 9:00 a.m. - 5:00 p.m. Mon-Thurs 9:00 a.m. - 6:00 p.m. Fri10:00 a.m. - 2:00 p.m. Sat ATM
  • Arden Branch 3102 Arden Way, Sacramento, CA 95825 888-722-8601 · 9:00 a.m. - 5:00 p.m. Mon-Thurs 9:00 a.m. - 6:00 p.m. Fri10:00 a.m. - 2:00 p.m. Sat ATM
  • H Street Branch 800 H St, Sacramento, CA 95814 888-722-8601 · 9:00 am - 5:00 pm Mon-Thurs 9:00 am - 6:00 pm Friday ATM

Operating Engineers Local Union #3 Federal Credit Union

  • Sacramento 50 Branch 9500 Micron Ave Ste 124, Sacramento, CA 95827 916-369-6752 · 9:00 am - 5:00 pm Monday through Friday Closed daily from 1:00 pm - 2:00 pm for Lunch
  • Sacramento 80 Branch 3920 Lennane Dr Ste 110, Sacramento, CA 95834 916-565-6190 · 9:00 am - 5:00 pm Monday through Friday Closed daily from 1:00 pm - 2:00 pm for Lunch

First U.s. Community Credit Union

  • Watt Branch 2150 Watt Ave, Sacramento, CA 95825 916-576-5700 · 9 am - 5:30 pm M-TH, 9-6 Fri, and 9-2 Sat Drive-through · ATM
  • First US Community CU 580 University Ave, Sacramento, CA 95825 916-576-5700 · 8:00-5:30 M-F Main office · ATM

Patelco Credit Union

  • SACRAMENTO 2425 Fair Oaks Blvd Suite 6, Sacramento, CA 95825 916-569-5280 · Weekdays 10am - 5pm Saturdays 10am - 2pm ATM

Self-Help Federal Credit Union

  • Sacramento 3924 Franklin Blvd, Sacramento, CA 95820 916-668-4242 · M, Tu, Th 9-5 W 10-5 F 10-6 ATM

Cahp Credit Union

  • Main Office 2843 Manlove Rd, Sacramento, CA 95826 916-362-4191 · M-F 8:00 AM to 4:30 PM Main office

Vision One Credit Union

  • Corporate/Main 3279 Ramos Cir, Sacramento, CA 95827 916-363-4293 · Monday - Friday 8:00 - 5:30 PM (PT) Main office

California Community Credit Union

  • Main 8815 Folsom Blvd, Sacramento, CA 95826 916-386-1418 · Monday - Friday 10:00 am to 5:00 pm Main office · ATM

Polam Federal Credit Union

  • Sacramento 4313 Elkhorn Blvd, Sacramento, CA 95842 916-727-0730 · Mon-Thurs: 9 AM to 4 PM Friday: 9 AM to 6 PM Saturday: 9 AM to 1 PM

Addresses, phones and hours are as each credit union filed them with NCUA; confirm before you visit. Not affiliated with NCUA or any credit union.

Other cities in California

Every California city · All California credit unions

Questions people ask

How many credit unions are in Sacramento, CA?

NCUA's branch file for Q2 2026 lists 39 credit union offices in Sacramento, run by 12 credit unions, 6 of them headquartered in the city.

Which credit union has the most branches in Sacramento?

The Golden 1 Credit Union, with 15 offices in Sacramento. The largest credit union with an office here is SchoolsFirst Federal Credit Union, with $37.2 billion in assets.

Can I join a credit union in Sacramento?

Each credit union serves a defined field of membership, often people who live or work in an area, employees of certain companies, or members of an association. Check the credit union's own eligibility rules. Some credit unions are open to anyone in the US through an association or a small donation.