Charter 68474 · Sacramento, CA
First U.s. Community Credit Union
First U.s. Community Credit Union is a state-chartered credit union in Sacramento, California, with $548 million in assets and 27,231 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 11.95%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $548 million
- +0.8% in a year
- Members
- 27,231
- -2.9% in a year
- Net worth ratio
- 11.95%
- Peer median 10.79%
- Loans 60+ days late
- 0.92%
- Peer median 0.67%
- Loans outstanding
- $359 million
- +2.3% in a year
- Shares and deposits
- $482 million
- +0.3% in a year
- Branches
- 5
- 78 employees
- Opened
- 1936
- California charter
How First U.s. Community Credit Union compares
NCUA groups credit unions by size; First U.s. Community Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 11.95% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.92%, is higher than the group median of 0.67%. Loans grew 2.3% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 88 of 239 credit unions headquartered in California. See all California credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $548 million | 27,231 | $359 million | 11.95% | 0.92% |
| Q1 2026 | $554 million | 27,555 | $351 million | 11.66% | 0.71% |
| Q4 2025 | $549 million | 27,818 | $351 million | 11.85% | 0.60% |
| Q3 2025 | $545 million | 27,965 | $346 million | 11.91% | 0.30% |
| Q2 2025 | $544 million | 28,043 | $351 million | 11.77% | 0.26% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 2.5 million potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 5 sites for First U.s. Community Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Watt Branch
2150 Watt Ave, Sacramento, CA 95825 - First US Community CU (main office)
580 University Ave, Sacramento, CA 95825 - Auburn Branch
424 Grass Valley Hwy, Auburn, CA 95603 - Grass Valley Branch
2090 Nevada City Hwy, Grass Valley, CA 95945 - Rocklin Branch
6843 Lonetree Blvd Ste 101, Rocklin, CA 95765
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology