Charter 68366 · Folsom, CA
Safe Credit Union
Safe Credit Union is a state-chartered credit union in Folsom, California, with $4.42 billion in assets and 245,942 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 10.82%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $4.42 billion
- +0.4% in a year
- Members
- 245,942
- +0.9% in a year
- Net worth ratio
- 10.82%
- Peer median 10.79%
- Loans 60+ days late
- 0.52%
- Peer median 0.67%
- Loans outstanding
- $3.15 billion
- +2.6% in a year
- Shares and deposits
- $3.94 billion
- -0.7% in a year
- Branches
- 18
- 672 employees
- Opened
- 1940
- California charter
How Safe Credit Union compares
NCUA groups credit unions by size; Safe Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 10.82% is about the same as that group's median of 10.79%, and its share of loans 60 or more days past due, 0.52%, is lower than the group median of 0.67%. Loans grew 2.6% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 18 of 239 credit unions headquartered in California. See all California credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $4.42 billion | 245,942 | $3.15 billion | 10.82% | 0.52% |
| Q1 2026 | $4.45 billion | 246,385 | $3.19 billion | 10.49% | 0.42% |
| Q4 2025 | $4.40 billion | 245,905 | $3.15 billion | 10.37% | 0.54% |
| Q3 2025 | $4.38 billion | 244,211 | $3.08 billion | 10.33% | 0.42% |
| Q2 2025 | $4.40 billion | 243,745 | $3.07 billion | 10.15% | 0.49% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 7.1 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 19 sites for Safe Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Antelope
7887 Walerga Rd, Antelope, CA 95843 - Citrus Heights
7475 Madison Ave, Citrus Heights, CA 95610 - East Elk Grove
9312 Elk Grove Blvd, Elk Grove, CA 95624 - East Sacramento
6341 Folsom Blvd, Sacramento, CA 95819 - El Camino
3560 El Camino Ave, Sacramento, CA 95821 - Folsom
2740 E Bidwell St, Folsom, CA 95630 - Laguna
9162 Bruceville Rd, Elk Grove, CA 95758 - Lincoln Crossing
111 Ferrari Ranch Rd, Lincoln, CA 95648 - North Highlands
4636 Watt Ave, North Highlands, CA 95660 - North Natomas
2761 Del Paso Rd, Sacramento, CA 95835 - Rocklin
6190 Stanford Ranch Rd, Rocklin, CA 95765 - Roseville
121 N Sunrise Ave, Roseville, CA 95661 - Sunrise
7601 Sunrise Blvd, Citrus Heights, CA 95610 - West Roseville
1541 Blue Oaks Blvd, Roseville, CA 95747 - West Sacramento
2105 Town Center Plz Ste F100, West Sacramento, CA 95691 - Hazel
5261 Hazel Ave, Fair Oaks, CA 95628 - Corporate (main office)
2295 Iron Point Rd, Folsom, CA 95630 - Land Park
4700 Freeport Blvd Ste 150, Sacramento, CA 95822 - Granite Bay
4100 Douglas Blvd, Granite Bay, CA 95746
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology