Charter 24235 · Livermore, CA
Operating Engineers Local Union #3 Federal Credit Union
Operating Engineers Local Union #3 Federal Credit Union is a federally chartered credit union in Livermore, California, with $1.69 billion in assets and 123,532 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 15.48%, well above the 7% that NCUA's rules treat as well capitalized.
Also does business as OE Federal Credit Union.
- Total assets
- $1.69 billion
- +7.2% in a year
- Members
- 123,532
- +5.8% in a year
- Net worth ratio
- 15.48%
- Peer median 10.79%
- Loans 60+ days late
- 0.60%
- Peer median 0.67%
- Loans outstanding
- $860 million
- +2.8% in a year
- Shares and deposits
- $1.43 billion
- +6.0% in a year
- Branches
- 27
- 219 employees
- Opened
- 1963
- Federal charter
How Operating Engineers Local Union #3 Federal Credit Union compares
NCUA groups credit unions by size; Operating Engineers Local Union #3 Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 15.48% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.60%, is lower than the group median of 0.67%. Loans grew 2.8% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 41 of 239 credit unions headquartered in California. See all California credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $1.69 billion | 123,532 | $860 million | 15.48% | 0.60% |
| Q1 2026 | $1.65 billion | 121,682 | $849 million | 15.26% | 0.45% |
| Q4 2025 | $1.66 billion | 121,254 | $845 million | 14.83% | 0.59% |
| Q3 2025 | $1.62 billion | 119,249 | $840 million | 14.96% | 0.59% |
| Q2 2025 | $1.58 billion | 116,798 | $837 million | 15.06% | 0.70% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 175,000 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 28 sites for Operating Engineers Local Union #3 Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Admin Offices (main office)
250 N Canyons Pkwy, Livermore, CA 94551 - Utah Branch
8805 S. Sandy Park Way, Ste 150, Sandy, UT 84070 - Sacramento 50 Branch
9500 Micron Ave Ste 124, Sacramento, CA 95827 - Hawaii Branch
2181 Lauwiliwili St # 120, Kapolei, HI 96707 - Elko Branch
1720 Mountain City Hwy, Elko, NV 89801 - San Jose Branch
2102 Almaden Rd Ste 112, San Jose, CA 95125 - Rohnert Park Branch
6225 State Farm Dr Ste 102, Rohnert Park, CA 94928 - Pleasanton Branch
5870 Stoneridge Mall Rd Ste 150, Pleasanton, CA 94588 - Modesto Branch
4623 Mchenry Ave Ste B, Modesto, CA 95356 - Stockton Branch
1916 N Broadway Ave, Stockton, CA 95205 - Redding Branch
20308 Engineers Ln, Redding, CA 96002 - San Leandro Branch
14429 Catalina St, San Leandro, CA 94577 - Yuba City Branch
468 Century Park Dr Ste B, Yuba City, CA 95991 - Clovis Branch
1635 Shaw Ave Ste 102, Clovis, CA 93611 - Sacramento 80 Branch
3920 Lennane Dr Ste 110, Sacramento, CA 95834 - Reno Branch
1290 Corporate Blvd, Reno, NV 89502 - Auburn Branch
1760 Grass Valley Hwy Ste 100, Auburn, CA 95603 - Burlingame Branch
828 Mahler Rd Ste A, Burlingame, CA 94010 - Gladstone Branch
805 E Berkeley St, Gladstone, OR 97027 - Eureka Branch
1330 Bayshore Way Ste 103, Eureka, CA 95501 - Morgan Hill Branch
325 Digital Dr Ste B, Morgan Hill, CA 95037 - Tracy Branch
3290 W Grant Line Rd, Tracy, CA 95304 - Martinez Branch
1875 Arnold Dr Ste 101, Martinez, CA 94553 - Fairfield Branch
2540 N Watney Way, Fairfield, CA 94533 - Las Vegas Branch
400 Shadow Ln Ste 204, Las Vegas, NV 89106 - Pasadena Branch
100 Corson St Ste 225, Pasadena, CA 91103 - Orange Branch
1918 W Chapman Ave Ste 203, Orange, CA 92868 - Washington Branch
721 M St Ne Ste 105, Auburn, WA 98002
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology