Charter 68540 · San Jose, CA
Premier One Credit Union
Premier One Credit Union is a state-chartered credit union in San Jose, California, with $656 million in assets and 27,914 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 9.71%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $656 million
- +3.8% in a year
- Members
- 27,914
- -20.0% in a year
- Net worth ratio
- 9.71%
- Peer median 10.79%
- Loans 60+ days late
- 0.25%
- Peer median 0.67%
- Loans outstanding
- $483 million
- +9.0% in a year
- Shares and deposits
- $556 million
- +4.2% in a year
- Branches
- 6
- 92 employees
- Opened
- 1968
- California charter
How Premier One Credit Union compares
NCUA groups credit unions by size; Premier One Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 9.71% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.25%, is lower than the group median of 0.67%. Loans grew 9.0% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 83 of 239 credit unions headquartered in California. See all California credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $656 million | 27,914 | $483 million | 9.71% | 0.25% |
| Q1 2026 | $656 million | 27,435 | $474 million | 9.65% | 0.23% |
| Q4 2025 | $650 million | 26,223 | $469 million | 9.65% | 0.38% |
| Q3 2025 | $639 million | 35,232 | $463 million | 9.59% | 0.22% |
| Q2 2025 | $632 million | 34,883 | $443 million | 9.51% | 0.31% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 6.8 million potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 6 sites for Premier One Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- ALMADEN
5353 Almaden Expy Ste 80, San Jose, CA 95118 - Asbury
140 Asbury St, San Jose, CA 95110 - Arques Branch
1193 E Arques Ave, Sunnyvale, CA 94085 - Corporate (main office)
6640 Via Del Oro, San Jose, CA 95119 - Gilroy
1415 1St St Ste 101, Gilroy, CA 95020 - SEQUOIA
530 El Camino Real, Redwood City, CA 94063
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology