Charter 68441 · San Jose, CA
Excite Credit Union
Excite Credit Union is a state-chartered credit union in San Jose, California, with $614 million in assets and 42,010 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 6.89%, below the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $614 million
- +0.4% in a year
- Members
- 42,010
- -8.3% in a year
- Net worth ratio
- 6.89%
- Peer median 10.79%
- Loans 60+ days late
- 0.54%
- Peer median 0.67%
- Loans outstanding
- $462 million
- +0.2% in a year
- Shares and deposits
- $575 million
- +4.1% in a year
- Branches
- 5
- 106 employees
- Opened
- 1952
- California charter
How Excite Credit Union compares
NCUA groups credit unions by size; Excite Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 6.89% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.54%, is lower than the group median of 0.67%. Loans grew 0.2% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 85 of 239 credit unions headquartered in California. See all California credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $614 million | 42,010 | $462 million | 6.89% | 0.54% |
| Q1 2026 | $615 million | 45,798 | $453 million | 6.95% | 0.92% |
| Q4 2025 | $618 million | 45,844 | $457 million | 6.97% | 1.08% |
| Q3 2025 | $615 million | 45,745 | $458 million | 7.10% | 1.13% |
| Q2 2025 | $612 million | 45,820 | $461 million | 7.12% | 1.23% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 5.2 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 6 sites for Excite Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Curtner
265 Curtner Ave, San Jose, CA 95125 - Corporate Office (main office)
151 Bernal Rd, San Jose, CA 95119 - Blossom Valley
848A Blossom Hill Rd, San Jose, CA 95123 - Glen Meade
2465 S 17Th St, Wilmington, NC 28401 - Racine
237 Racine Dr, Wilmington, NC 28403 - Quetzal Gardens
1695 Alum Rock Ave Ste 50, San Jose, CA 95116
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology