Charter 68394 · San Jose, CA
Meriwest Credit Union
Meriwest Credit Union is a state-chartered credit union in San Jose, California, with $2.11 billion in assets and 75,484 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 9.12%, well above the 7% that NCUA's rules treat as well capitalized.
Also does business as Meriwest Financial Center, Meriwest Mortgage, Meriwest Business Services, Meriwest Wealth Advisors.
- Total assets
- $2.11 billion
- +0.4% in a year
- Members
- 75,484
- -2.4% in a year
- Net worth ratio
- 9.12%
- Peer median 10.79%
- Loans 60+ days late
- 0.81%
- Peer median 0.67%
- Loans outstanding
- $1.58 billion
- -3.5% in a year
- Shares and deposits
- $1.70 billion
- +1.4% in a year
- Branches
- 10
- 222 employees
- Opened
- 1961
- California charter
How Meriwest Credit Union compares
NCUA groups credit unions by size; Meriwest Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 9.12% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.81%, is higher than the group median of 0.67%. Loans fell 3.5% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 35 of 239 credit unions headquartered in California. See all California credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $2.11 billion | 75,484 | $1.58 billion | 9.12% | 0.81% |
| Q1 2026 | $2.16 billion | 76,513 | $1.58 billion | 8.86% | 1.02% |
| Q4 2025 | $2.14 billion | 77,317 | $1.61 billion | 8.94% | 1.18% |
| Q3 2025 | $2.13 billion | 77,409 | $1.63 billion | 9.18% | 1.13% |
| Q2 2025 | $2.10 billion | 77,323 | $1.64 billion | 9.31% | 1.05% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 2.5 million potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 14 sites for Meriwest Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Corporate Office- San Jose (main office)
5615 Chesbro Ave, San Jose, CA 95123 - Chesbro Branch
5615 Chesbro Ave, San Jose, CA 95123 - Milpitas Branch
523 E Calaveras Blvd, Milpitas, CA 95035 - Cottle Branch
5683 Cottle Rd, San Jose, CA 95123 - Hillsdale Branch
1795 Hillsdale Ave Ste 10, San Jose, CA 95124 - Palo Alto VA Hospital
3801 Miranda Ave, Palo Alto, CA 94304 - Monta Loma Branch
580 N Rengstorff Ave Ste A, Mountain View, CA 94043 - Santa Clara Branch
2042 El Camino Real, Santa Clara, CA 95050 - Sunnyvale Branch
563 E El Camino Real, Sunnyvale, CA 94087 - Agility Recovery
1601 Wewatta St Ste 300, Denver, CO 80202 - EASE
1021 Central Expy S, Allen, TX 75013 - Microsoft Azure
1 Microsoft Way, Redmond, WA 98052 - Cupertino Branch
19459 Stevens Creek Blvd Ste 120, Cupertino, CA 95014 - Morgan Hill Branch
1041 Cochrane Rd Ste 180, Morgan Hill, CA 95037
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology