Q2 2026 call reports
Credit union loan rates in Colorado
Colorado credit unions reported a median new auto loan rate of 5.49% on their call reports for the quarter ended June 30, 2026, against 5.46% nationally. Among those with $25 million or more in assets and at least $1 million in auto loans, Guadalupe Parish Credit Union reported the lowest, 4.09%.
These are the rates credit unions filed with NCUA, not offers. Your rate depends on credit, term and timing, and you must be eligible to join.
| Loan | Colorado median | US median |
|---|---|---|
| New auto | 5.49% | 5.46% |
| Used auto | 6.46% | 6.32% |
| Credit card | 12.64% | 11.50% |
| Personal | 12.07% | 11.75% |
| Mortgage | 5.81% | 5.75% |
| Home equity | 7.02% | 6.75% |
Lowest credit card rate reported in Colorado: Horizons North Credit Union, 7.99%. Lowest first mortgage rate: Air Academy Federal Credit Union, 2.49%. (Same size rules as the national rankings.)
Every Colorado credit union's reported rates
All 62 Colorado credit unions that reported at least one loan rate, largest first. A dash means it holds no loans of that type.
| Credit union | New auto | Used auto | Credit card | Personal | Mortgage | Home equity |
|---|---|---|---|---|---|---|
| Wings Credit Union | 5.74% | 5.99% | 21.49% | 17.74% | 6.50% | 7.49% |
| Bellco Credit Union | 4.99% | 4.99% | 13.00% | 10.99% | 7.25% | 7.25% |
| Canvas Credit Union | 6.33% | 9.73% | 17.16% | 14.86% | 6.38% | 7.68% |
| Meritrust Credit Union | 6.81% | 7.80% | 15.13% | 14.04% | 5.79% | 7.31% |
| Elevations Credit Union | 5.49% | 5.74% | 15.49% | 10.99% | 6.75% | 6.99% |
| Credit Union of Colorado, A | 14.30% | 9.52% | 12.64% | 14.73% | 5.91% | 6.73% |
| Westerra Credit Union | 5.49% | 5.49% | 13.40% | 9.99% | 6.38% | 8.49% |
| Credit Union of Denver | 4.95% | 4.95% | 10.74% | 17.50% | 5.65% | 6.25% |
| Sooper CU Dba Climb CU | 7.07% | 8.61% | 10.75% | 14.27% | 3.70% | 7.68% |
| Air Academy Federal Credit Union | 5.99% | 3.39% | 13.00% | 14.00% | 2.49% | 6.50% |
| Partner Colorado Credit Union | 5.40% | 6.13% | 16.33% | 10.24% | 6.38% | 6.75% |
| On Tap Credit Union | 6.05% | 5.65% | 12.47% | 9.91% | 5.88% | 6.87% |
| Colorado Credit Union | 4.99% | 4.99% | 13.95% | 11.49% | 6.38% | 6.75% |
| Denver Community CU D.b.a. Zing CU | 8.54% | 8.54% | 12.99% | 18.00% | 6.25% | 6.75% |
| Affidian Federal Credit Union | 5.28% | 6.00% | 12.12% | 13.66% | 4.12% | 7.30% |
| Red Rocks Credit Union | 6.64% | 6.64% | 15.40% | 18.00% | 6.38% | 6.75% |
| Minnequa Works Credit Union | 5.06% | 7.38% | 10.41% | 11.31% | 5.77% | 7.17% |
| Sterling Federal Credit Union | 5.65% | 6.10% | – | 16.00% | 5.10% | 7.80% |
| SunWest Credit Union | 4.99% | 5.49% | 13.40% | 9.49% | 6.25% | 8.25% |
| Denver Fire Department Federal Credit Union | 5.25% | 5.25% | 11.75% | 9.50% | 6.63% | 6.75% |
| Fitzsimons Federal Credit Union | 4.75% | 5.81% | 17.74% | 12.43% | 7.07% | 6.68% |
| Coloramo Federal Credit Union | 6.00% | 7.00% | 14.75% | 15.75% | 4.50% | 8.25% |
| Nuvista Federal Credit Union | 5.54% | 5.64% | 11.90% | 16.00% | 7.19% | 8.19% |
| Space Age Credit Union | 5.70% | 6.74% | 10.00% | 11.00% | 6.49% | 8.36% |
| Foothills Credit Union | 5.99% | 5.99% | 12.99% | 12.99% | 6.87% | 6.50% |
| Power Credit Union | 5.49% | 5.99% | 10.24% | 10.49% | 7.25% | 6.75% |
| Arapahoe Credit Union | 5.84% | 8.37% | 10.57% | 14.01% | 3.82% | 7.21% |
| Fidelis Catholic Federal Credit Union | 4.97% | 6.71% | 13.80% | 12.65% | 6.50% | 6.94% |
| The District Federal Credit Union | 5.74% | 5.74% | 8.90% | 10.74% | 6.49% | 7.25% |
| Aurora Federal Credit Union | 6.30% | 7.39% | 12.42% | 16.51% | 4.48% | 7.42% |
| Horizons North Credit Union | 5.28% | 6.14% | 7.99% | 16.00% | 3.85% | 6.64% |
| Pikes Peak Credit Union | 5.84% | 6.50% | – | 12.10% | 4.78% | 6.94% |
| Clean Energy Federal Credit Union | 5.09% | 6.56% | – | 10.07% | – | – |
| Grand Junction Federal Credit Union | 4.67% | 6.76% | 12.99% | 11.28% | 5.99% | 7.14% |
| Credit Union of the Rockies | 5.49% | 6.82% | 11.36% | 15.17% | 3.40% | 7.02% |
| Metrum Community Credit Union | 6.15% | 6.95% | 13.65% | 14.50% | 3.99% | 7.34% |
| Weld Community Credit Union | 5.30% | 6.18% | 12.52% | 13.19% | 5.06% | 6.21% |
| Rio Grande Federal Credit Union | 5.71% | 6.22% | 10.70% | 12.76% | 4.57% | 7.73% |
| Columbine Federal Credit Union | 4.99% | 4.99% | 13.90% | 15.90% | 6.10% | 6.00% |
| Northern Colorado Credit Union | 5.24% | 6.99% | 11.49% | 11.90% | 2.50% | 6.75% |
| Peoples Credit Union | 7.24% | 9.11% | 12.06% | 12.05% | 7.27% | 7.68% |
| Delta County Federal Credit Union | 4.23% | 6.77% | 14.25% | 13.68% | 4.58% | 7.46% |
| Fellowship Credit Union | 4.49% | 4.49% | 12.90% | 10.00% | 6.49% | 6.49% |
| San Juan Mountains Credit Union | 5.18% | 6.17% | 9.90% | 12.05% | 5.81% | 8.31% |
| Westminster Federal Credit Union | 6.06% | 8.35% | – | 13.30% | 5.06% | 6.92% |
| Electrical Federal Credit Union | 5.59% | 6.83% | 9.43% | 11.29% | 3.64% | 6.75% |
| Yuma County Federal Credit Union | 5.09% | 6.42% | 12.90% | 13.00% | 6.64% | 6.64% |
| Holyoke Community Federal Credit Union | 5.69% | 6.82% | – | 11.81% | 6.55% | 7.22% |
| Pueblo Government Agencies Federal Credit Union | 6.12% | 6.85% | 9.75% | 10.30% | 3.50% | – |
| Guadalupe Parish Credit Union | 4.09% | 8.60% | – | 10.00% | 4.48% | – |
| School District 3 Federal Credit Union | 5.45% | 5.67% | 9.25% | 10.90% | 4.40% | 8.15% |
| Star Tech Federal Credit Union | 9.00% | 9.00% | 11.99% | 12.00% | – | 6.52% |
| Rio Blanco Schools Federal Credit Union | 4.82% | 5.57% | 12.90% | 13.00% | – | – |
| One Thirteen Credit Union | 4.76% | 4.00% | 14.40% | 8.33% | – | – |
| Valley Educators Credit Union | 8.50% | 8.50% | – | 13.00% | – | 8.50% |
| Moffat County Schools Federal Credit Union | 4.25% | 5.25% | – | 7.50% | – | – |
| Fort Morgan Schools Federal Credit Union | 5.00% | 6.50% | – | 11.50% | 4.50% | – |
| Options Credit Union | 6.27% | 8.25% | 10.90% | 11.60% | 4.70% | 5.31% |
| Co-NE Federal Credit Union | 9.00% | 11.00% | – | 11.00% | 5.15% | – |
| Olathe Federal Credit Union | – | 8.69% | – | 9.40% | – | – |
| St. Michaels Federal Credit Union | 4.50% | 6.00% | – | – | – | – |
| Akron Federal Credit Union | 4.75% | 5.75% | – | – | – | – |
Source: NCUA 5300 Call Report quarterly data, Q2 2026. Not affiliated with NCUA or any credit union. Sort and filter these in the screener · All Colorado credit unions · Lowest rates nationally