What is the typical credit union auto loan rate in Connecticut?

The median new auto loan rate Connecticut credit unions reported on their Q2 2026 call reports was 5.00%, and the median used auto rate was 5.99%. Nationally the medians were 5.46% and 6.32%.

Are these the rates I will get?

No. Each is the rate a credit union entered for that loan type on its call report to NCUA. Your rate depends on your credit, the term, the collateral and the date, and you have to be eligible to join. Use these to see who prices low, then check the credit union's own rate sheet.

Q2 2026 call reports

Credit union loan rates in Connecticut

Connecticut credit unions reported a median new auto loan rate of 5.00% on their call reports for the quarter ended June 30, 2026, against 5.46% nationally. Among those with $25 million or more in assets and at least $1 million in auto loans, Greenwich Municipal Employees Federal Credit Union reported the lowest, 3.90%.

These are the rates credit unions filed with NCUA, not offers. Your rate depends on credit, term and timing, and you must be eligible to join.

Loan	Connecticut median	US median
New auto	5.00%	5.46%
Used auto	5.99%	6.32%
Credit card	12.41%	11.50%
Personal	10.53%	11.75%
Mortgage	5.41%	5.75%
Home equity	6.25%	6.75%

Lowest credit card rate reported in Connecticut: Albright Credit Union, 7.99%. Lowest first mortgage rate: Tobacco Valley Teachers Federal Credit Union, 3.69%. (Same size rules as the national rankings.)

Every Connecticut credit union's reported rates

All 64 Connecticut credit unions that reported at least one loan rate, largest first. A dash means it holds no loans of that type.

Credit union	New auto	Used auto	Credit card	Personal	Mortgage	Home equity
American Eagle Financial Credit Union	6.16%	6.84%	15.40%	10.66%	5.49%	7.16%
Connecticut State Employees Credit Union	4.80%	4.80%	12.40%	12.90%	5.50%	6.90%
Charter Oak Federal Credit Union	5.54%	6.05%	–	9.70%	4.53%	6.23%
Sikorsky Financial Credit Union	4.59%	4.59%	–	9.99%	5.13%	6.75%
Connex Credit Union	4.84%	4.89%	–	8.24%	6.25%	7.18%
Nutmeg State Financial Credit Union	5.50%	6.41%	–	12.50%	4.63%	6.62%
CorePlus Federal Credit Union	4.99%	5.99%	–	6.99%	5.95%	6.25%
Dutch Point Credit Union	4.75%	5.25%	13.75%	11.49%	6.38%	6.75%
Mutual Security Credit Union	4.69%	5.19%	18.00%	9.99%	6.38%	6.00%
Waterbury Connecticut Teachers Federal Credit Union	4.65%	4.65%	8.50%	8.24%	6.38%	6.49%
360 Federal Credit Union	5.47%	6.02%	13.70%	10.61%	4.00%	6.13%
General Electric Employees Federal Credit Union	4.25%	5.00%	13.49%	9.74%	5.50%	6.50%
Ellafi Federal Credit Union	4.74%	5.24%	14.95%	12.99%	5.25%	6.50%
Achieve Financial Credit Union	5.50%	6.25%	9.90%	8.99%	6.25%	6.50%
FD Community Federal Credit Union	5.20%	6.20%	8.95%	10.93%	4.65%	5.91%
Hartford Federal Credit Union	4.74%	4.74%	15.40%	11.00%	5.75%	6.50%
United Business & Industry Federal Credit Union	4.99%	5.99%	18.00%	9.99%	3.99%	5.75%
Finex Credit Union	5.24%	5.99%	–	11.25%	6.38%	6.25%
Sound Federal Credit Union	5.90%	6.13%	13.41%	11.87%	5.03%	6.90%
Membersfirst CT Federal Credit Union	5.25%	5.25%	12.99%	9.99%	5.99%	6.50%
America's First Network Credit Union	4.50%	6.23%	11.81%	13.48%	4.53%	6.98%
Torrington Municipal and Teachers Federal Credit Union	4.99%	5.99%	11.90%	13.00%	6.00%	7.30%
Riverbank Federal Credit Union	4.74%	6.74%	–	11.49%	5.25%	6.50%
State Police Credit Union Inc.	4.49%	4.99%	9.99%	9.49%	5.25%	5.49%
Albright Credit Union	4.79%	4.99%	7.99%	6.99%	4.45%	5.65%
Tobacco Valley Teachers Federal Credit Union	4.96%	6.22%	10.94%	10.39%	3.69%	6.26%
Franklin Trust Federal Credit Union	7.85%	8.35%	12.43%	10.45%	5.85%	5.85%
Cornerstone Federal Credit Union	5.25%	5.25%	–	13.00%	6.67%	6.75%
Unity Financial Credit Union	5.69%	7.02%	21.40%	11.42%	4.23%	6.18%
Pitney Bowes Employees Federal Credit Union	5.00%	5.00%	12.96%	13.00%	5.50%	5.75%
Northwest Hills Credit Union	4.74%	5.24%	14.00%	9.99%	6.13%	6.25%
Skyline Financial Federal Credit Union	5.50%	7.41%	9.90%	11.66%	5.20%	7.58%
Enfield Community Federal Credit Union	6.25%	8.25%	11.90%	10.75%	7.00%	7.50%
Police Credit Union of Connecticut	5.32%	6.97%	9.97%	10.29%	5.32%	6.79%
Members Credit Union	5.73%	6.72%	14.99%	11.44%	4.59%	6.23%
Manchester Municipal Federal Credit Union	5.34%	5.87%	9.99%	9.82%	3.83%	5.78%
Lawrence Memorial Hospital Employee Federal Credit Union	4.99%	4.99%	12.90%	9.99%	5.65%	5.65%
New Haven County Credit Union	6.35%	7.61%	–	14.28%	5.66%	6.84%
CT Firefighters Federal Credit Union	4.00%	5.00%	9.90%	7.99%	6.00%	4.99%
Metropolitan District Employees Credit Union	5.03%	5.52%	9.99%	9.53%	4.74%	5.27%
Norwalk Hospital Credit Union	4.37%	6.25%	–	11.97%	–	5.20%
Greenwich Municipal Employees Federal Credit Union	3.90%	4.90%	–	12.40%	–	6.75%
Gha Federal Credit Union	5.41%	6.20%	10.78%	12.83%	–	–
Bridgeport Police Federal Credit Union	5.49%	5.49%	10.99%	12.75%	–	–
Stamford Healthcare Credit Union	5.04%	5.68%	–	11.25%	–	5.58%
St. Vincent's Medical Center Federal Credit Union	4.75%	4.99%	–	11.99%	6.40%	6.40%
Community Healthcare Credit Union	5.75%	6.75%	9.90%	9.25%	–	5.25%
Community CU of New Milford, Inc. Credit Union	4.78%	6.70%	–	9.76%	–	6.38%
Connecticut Labor Dept Federal Credit Union	3.49%	6.24%	–	8.00%	3.99%	–
Connecticut Postal Federal Credit Union	5.00%	6.50%	–	10.90%	2.75%	–
Asa Federal Credit Union	–	7.25%	15.00%	13.50%	–	–
Waterbury Postal Employees Federal Credit Union	6.51%	6.59%	–	12.44%	4.50%	4.91%
New Haven Teachers Federal Credit Union	4.89%	5.50%	–	7.99%	–	–
Greater Waterbury Healthcare Federal Credit Union	5.35%	6.45%	–	8.75%	–	–
New Haven Firefighters Credit Union	4.99%	7.99%	–	10.95%	–	–
Regional Water Authority Employees Credit Union	4.00%	4.75%	–	6.50%	–	5.25%
The New Haven Police and Municipal Federal Credit Union	5.04%	5.96%	–	8.99%	–	–
Science Park Federal Credit Union	5.50%	6.50%	–	13.50%	–	–
Bridgeport Post Office Federal Credit Union	6.00%	7.00%	13.00%	10.00%	–	5.00%
Trumbull Credit Union	4.25%	4.25%	–	10.00%	–	5.50%
Kief Protective Mutual Benefit Ass. Credit Union	–	3.92%	–	9.00%	–	–
Meriden Postal Employees Federal Credit Union	–	–	–	17.84%	–	–
First Baptist Church (stratford) Federal Credit Union	–	–	–	10.00%	–	–
East End Baptist Tabernacle Federal Credit Union	–	–	–	5.99%	–	–

Source: NCUA 5300 Call Report quarterly data, Q2 2026. Not affiliated with NCUA or any credit union. Sort and filter these in the screener · All Connecticut credit unions · Lowest rates nationally