Iowa · NCUA branch file, Q2 2026

Credit unions in Mason City, IA

5 credit unions have 7 offices in Mason City, Iowa, according to the branch information they filed with NCUA for the quarter ended June 30, 2026. Cent Credit Union has the most here (2); the largest by assets is Cent Credit Union at $166 million.

Credit unionOffices hereAssetsNet worth ratioNew auto rateBased in
Cent Credit Union2$166M12.73%3.99%Mason City, IA
North Iowa Community Credit Union2$128M9.75%6.28%Mason City, IA
Iowa Heartland Credit Union1$30.3M17.04%7.43%Mason City, IA
Ace Credit Union1$7.5M20.94%4.25%Mason City, IA
Gas & Electric Employees Credit Union1$4.5M48.08%6.14%Mason City, IA

Rates are what each credit union reported to NCUA for new auto loans, not offers. All Iowa credit union loan rates.

Addresses, phone numbers and hours

Cent Credit Union

  • CENT CREDIT UNION BRANCH 3124 4Th St Sw, Mason City, IA 50401 641-424-2368 · 9:00-5:00 Monday thru Friday Drive-through · ATM
  • CENT Credit Union main office 25 W State St, Mason City, IA 50401 641-424-2368 · 7:30-5:00 Monday thru Thursday 7:30-5:30 Friday 9:00-12:00 Saturday Main office · Drive-through · ATM

North Iowa Community Credit Union

  • MAIN OFFICE 640 S Federal Ave, Mason City, IA 50401 641-424-2281 · MONDAY - FRIDAY 9AM - 6PM DRIVE THRU M-F 8AM 6PM SAT 8:30 - 12:30 Main office · Drive-through · ATM
  • NICCU WEST 4063 4Th St Sw Ste A, Mason City, IA 50401 641-423-2281 · MONDAY - FRIDAY LOBBY 9AM - 6PM DRIVE THRU 8AM - 6PM SAT 8:30AM - 12:30PM Drive-through · ATM

Iowa Heartland Credit Union

  • IOWA HEARTLAND CREDIT UNION 1602 S Monroe Ave, Mason City, IA 50401 641-424-5391 · MON & WED 8:00 AM - 6:00 PM TUE & FRI 8:00 AM - 5:00 PM THUR 9:00 AM - 5:00 PM Main office · Drive-through · ATM

Ace Credit Union

  • ACE Credit Union 1028 14Th St Se, Mason City, IA 50401 641-424-6330 · Monday through Friday 8 am- 5 pm Main office

Gas & Electric Employees Credit Union

  • Gas & electric Employees Credit Union 1602 S Monroe Ave, Mason City, IA 50401 641-903-1714 · 10:30 - 1:00 M-F Main office

Addresses, phones and hours are as each credit union filed them with NCUA; confirm before you visit. Not affiliated with NCUA or any credit union.

Other cities in Iowa

Every Iowa city · All Iowa credit unions

Questions people ask

How many credit unions are in Mason City, IA?

NCUA's branch file for Q2 2026 lists 7 credit union offices in Mason City, run by 5 credit unions, 5 of them headquartered in the city.

Which credit union has the most branches in Mason City?

Cent Credit Union, with 2 offices in Mason City. The largest credit union with an office here is Cent Credit Union, with $166 million in assets.

Can I join a credit union in Mason City?

Each credit union serves a defined field of membership, often people who live or work in an area, employees of certain companies, or members of an association. Check the credit union's own eligibility rules. Some credit unions are open to anyone in the US through an association or a small donation.