Massachusetts · NCUA branch file, Q2 2026
Credit unions in Cambridge, MA
8 credit unions have 10 offices in Cambridge, Massachusetts, according to the branch information they filed with NCUA for the quarter ended June 30, 2026. Harvard Federal Credit Union has the most here (2); the largest by assets is Hanscom Federal Credit Union at $2.18 billion.
| Credit union | Offices here | Assets | Net worth ratio | New auto rate | Based in |
|---|---|---|---|---|---|
| Harvard Federal Credit Union | 2 | $1.2B | 8.81% | 5.70% | Cambridge, MA |
| Mass. Institute of Tech. Federal Credit Union | 2 | $731M | 9.90% | 5.25% | Lexington, MA |
| Hanscom Federal Credit Union | 1 | $2.2B | 10.47% | 5.49% | Hanscom Afb, MA |
| Webster First Federal Credit Union | 1 | $1.5B | 19.66% | 5.14% | Worcester, MA |
| Transportation Federal Credit Union | 1 | $346M | 9.94% | 2.99% | Alexandria, VA |
| Naveo Credit Union | 1 | $176M | 8.57% | 3.00% | Somerville, MA |
| Cambridge Firefighters Federal Credit Union | 1 | $14.2M | 25.82% | 4.99% | Cambridge, MA |
| Cambridge Municipal Employees Federal Credit Union | 1 | $10.2M | 24.81% | 4.75% | Cambridge, MA |
Rates are what each credit union reported to NCUA for new auto loans, not offers. All Massachusetts credit union loan rates.
Addresses, phone numbers and hours
Harvard Federal Credit Union
- 104 Mt Auburn 104 Mount Auburn St Ste 4, Cambridge, MA 02138 Main office
- Harvard Square Branch 104 Mount Auburn St Ste 1, Cambridge, MA 02138 ATM
Mass. Institute of Tech. Federal Credit Union
- MIT Student Center Branch 84 Massachusetts Ave, Cambridge, MA 02139 ATM
- MIT FCU Tech Sq. Branch 700 Technology Sq, Cambridge, MA 02139 ATM
Hanscom Federal Credit Union
- Mount Auburn Hospital Branch 330 Mount Auburn St, Cambridge, MA 02138
Webster First Federal Credit Union
- Cambridge Teachers 20 Felton Street, Cambridge, MA 02138
Transportation Federal Credit Union
- Volpe Branch 220 Binney St, Cambridge, MA 02142 ATM
Naveo Credit Union
- Cambridge 251 Hampshire St, Cambridge, MA 02139 Drive-through · ATM
Cambridge Firefighters Federal Credit Union
- Main 113 Garden St, Cambridge, MA 02138 Main office
Cambridge Municipal Employees Federal Credit Union
- Cambridge Municipal Employees Federal Credit Union 795 Massachusetts Ave, Cambridge, MA 02139 Main office
Addresses, phones and hours are as each credit union filed them with NCUA; confirm before you visit. Not affiliated with NCUA or any credit union.
Other cities in Massachusetts
- Worcester 13
- Boston 14
- Fall River 8
- New Bedford 7
- Springfield 6
- Marlborough 4
- Lowell 7
- Lynn 8
- Somerville 7
- Taunton 7
- Brockton 4
- Dorchester 7
- Peabody 5
- Framingham 5
- Methuen 5
- Fitchburg 5
Every Massachusetts city · All Massachusetts credit unions
Questions people ask
How many credit unions are in Cambridge, MA?
NCUA's branch file for Q2 2026 lists 10 credit union offices in Cambridge, run by 8 credit unions, 3 of them headquartered in the city.
Which credit union has the most branches in Cambridge?
Harvard Federal Credit Union, with 2 offices in Cambridge. The largest credit union with an office here is Hanscom Federal Credit Union, with $2.18 billion in assets.
Can I join a credit union in Cambridge?
Each credit union serves a defined field of membership, often people who live or work in an area, employees of certain companies, or members of an association. Check the credit union's own eligibility rules. Some credit unions are open to anyone in the US through an association or a small donation.