Pennsylvania · NCUA branch file, Q2 2026

Credit unions in Johnstown, PA

9 credit unions have 15 offices in Johnstown, Pennsylvania, according to the branch information they filed with NCUA for the quarter ended June 30, 2026. G.a.p. Federal Credit Union has the most here (3); the largest by assets is Ussco Johnstown Federal Credit Union at $174 million.

Credit unionOffices hereAssetsNet worth ratioNew auto rateBased in
G.a.p. Federal Credit Union3$79.0M13.74%4.75%Johnstown, PA
Ussco Johnstown Federal Credit Union2$174M12.48%6.00%Johnstown, PA
Healthcare First Credit Union2$101M13.49%5.25%Johnstown, PA
Merho Federal Credit Union2$60.8M11.34%4.33%Johnstown, PA
Franklin Johnstown Federal Credit Union2$37.3M13.71%4.49%Johnstown, PA
C-B-W Schools Federal Credit Union1$132M29.78%4.65%Sidman, PA
PRR South Fork Federal Credit Union1$48.8M20.75%4.08%South Fork, PA
Vasco Federal Credit Union1$36.7M11.56%4.50%Latrobe, PA
Johnstown School Employees Federal Credit Union1$6.2M26.08%5.56%Johnstown, PA

Rates are what each credit union reported to NCUA for new auto loans, not offers. All Pennsylvania credit union loan rates.

Addresses, phone numbers and hours

G.a.p. Federal Credit Union

  • Downtown 111 Franklin St Rm 224, Johnstown, PA 15901 814-535-4165 · M-F 8:00 to 4:30 except clses at 3:30 on Tuesday Main office
  • Richland 194 Donald Ln Ste 3, Johnstown, PA 15904 814-266-8446 · M-W-F 9:00 to 5:15 Tues 9:00 to 3:30 & Thurs 9:00 to 6:00 Drive-through
  • Bird Cage Branch 1342 William Penn Ave, Johnstown, PA 15906 814-535-5523 · Mon & Wed 10:30 to 1:00 Student Branch

Ussco Johnstown Federal Credit Union

  • Moxham 522 Central Ave, Johnstown, PA 15902 814-535-4646 · MON-THU 8:30AM-4:30PM FRI 8:30AM-6PM SAT 9AM-NOON Drive-through · ATM
  • Richland 532 Oakridge Dr, Johnstown, PA 15904 814-266-4987 · MON-THU 8:30AM-4:30PM FRI 8:30AM-6PM SAT 9AM-NOON Main office · Drive-through · ATM

Healthcare First Credit Union

  • Franklin St Office 1152 Franklin St, Johnstown, PA 15905 814-535-2606 · Mon - Fri 7am-4:30 pm Sat 9-12 Main office · Drive-through · ATM
  • Richland Office 194 Donald Ln, Johnstown, PA 15904 814-262-8494 · Mon - Fri 8am - 5 pm Sat 9-12 Drive-through · ATM

Merho Federal Credit Union

  • MERHO Federal Credit Union 15 Irene St, Johnstown, PA 15905 814-535-3116 · Monday thru Friday 8:00 am - 4:30 pm - Lobby Drive up 7:00 am to 5:00 pm Saturday 8:30 a… Main office · Drive-through
  • MERHO Federal Credit Union 194 Donald Ln Ste 2, Johnstown, PA 15904 814-266-3076 · Monday thru Friday 8:00 am until 4:00 pm Drive up until 5:00 pm Saurdays Drive up only 9… Drive-through

Franklin Johnstown Federal Credit Union

  • Richland Office 310 Bloomfield St, Johnstown, PA 15904 814-262-9117 · Monday-Thursday 8:30-4:30 Friday 8:30-6:00 Main office · Drive-through · ATM
  • Downtown Office 544 Vine St, Johnstown, PA 15901 814-539-5697 · Monday-Thursday 8:30-4:30 Friday 8:30-6:00 ATM

C-B-W Schools Federal Credit Union

  • Credit Union Complex 194 Donald Ln Ste 4, Johnstown, PA 15904 814-254-4509 · Monday - Friday 8:15-4:00 Lobby Monday - Friday 8:15-4:30 Drivethru Drive-through

PRR South Fork Federal Credit Union

  • Southmont Office 307 State St, Johnstown, PA 15905 814-255-1876 · 9:00 a.m. to 4:00 p.m. Monday - Thursday11:00 a.m. to 6:00 p.m. Friday

Vasco Federal Credit Union

  • Vital Records Center 308 Luther Rd, Johnstown, PA 15904 814-266-4831

Johnstown School Employees Federal Credit Union

  • Main 738 Viewmont Ave, Johnstown, PA 15905 814-255-6642 · Continuous Main office

Addresses, phones and hours are as each credit union filed them with NCUA; confirm before you visit. Not affiliated with NCUA or any credit union.

Other cities in Pennsylvania

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Questions people ask

How many credit unions are in Johnstown, PA?

NCUA's branch file for Q2 2026 lists 15 credit union offices in Johnstown, run by 9 credit unions, 6 of them headquartered in the city.

Which credit union has the most branches in Johnstown?

G.a.p. Federal Credit Union, with 3 offices in Johnstown. The largest credit union with an office here is Ussco Johnstown Federal Credit Union, with $174 million in assets.

Can I join a credit union in Johnstown?

Each credit union serves a defined field of membership, often people who live or work in an area, employees of certain companies, or members of an association. Check the credit union's own eligibility rules. Some credit unions are open to anyone in the US through an association or a small donation.