West Virginia · NCUA branch file, Q2 2026
Credit unions in Charleston, WV
12 credit unions have 14 offices in Charleston, West Virginia, according to the branch information they filed with NCUA for the quarter ended June 30, 2026. Element Federal Credit Union has the most here (3); the largest by assets is Pioneer Appalachia Federal Credit Union at $245 million.
| Credit union | Offices here | Assets | Net worth ratio | New auto rate | Based in |
|---|---|---|---|---|---|
| Element Federal Credit Union | 3 | $47.3M | 21.80% | 6.28% | Charleston, WV |
| Pioneer Appalachia Federal Credit Union | 1 | $245M | 11.26% | 5.37% | Charleston, WV |
| Star USA Federal Credit Union | 1 | $153M | 10.61% | 6.60% | Charleston, WV |
| The State Credit Union | 1 | $95.3M | 19.12% | 5.77% | Charleston, WV |
| Members Choice WV Federal Credit Union | 1 | $93.6M | 21.63% | 5.13% | Charleston, WV |
| Camc Federal Credit Union | 1 | $80.3M | 28.25% | 5.87% | Charleston, WV |
| WV National Guard Federal Credit Union | 1 | $51.6M | 14.81% | 4.91% | Charleston, WV |
| Union Trades Federal Credit Union | 1 | $34.4M | 18.44% | 5.36% | Parkersburg, WV |
| Charleston Federal Credit Union | 1 | $15.5M | 14.81% | 6.25% | Charleston, WV |
| Cha-Tel Federal Credit Union | 1 | $11.5M | 13.62% | 4.25% | Charleston, WV |
| Local No. 317 I.a.f.f. Credit Union | 1 | $10.1M | 8.60% | 4.00% | Charleston, WV |
| Charleston Postal Federal Credit Union | 1 | $4.9M | 8.38% | 6.79% | Charleston, WV |
Rates are what each credit union reported to NCUA for new auto loans, not offers. All West Virginia credit union loan rates.
Addresses, phone numbers and hours
Element Federal Credit Union
- Kanawha City 3418 Maccorkle Ave Se, Charleston, WV 25304 Main office · Drive-through · ATM
- Capitol Street 350 Capitol St Rm 156, Charleston, WV 25301 ATM
- The Element Edge 1611 4Th Ave, Charleston, WV 25387 ATM
Pioneer Appalachia Federal Credit Union
- Main Office 1316 Kanawha Blvd E, Charleston, WV 25301 Main office · Drive-through · ATM
Star USA Federal Credit Union
- Star USA - Main Office 1 Cantley Dr, Charleston, WV 25314 Main office · Drive-through · ATM
The State Credit Union
- 2200 WASHINGTON STREET E 2200 Washington St E, Charleston, WV 25311 Main office · ATM
Members Choice WV Federal Credit Union
- Members Choice WV FCU 201 Ohio Ave, Charleston, WV 25302 Main office · Drive-through · ATM
Camc Federal Credit Union
- CAMC Federal Credit Union 3400 Maccorkle Ave Se, Charleston, WV 25304 Main office · Drive-through · ATM
WV National Guard Federal Credit Union
- Main Office 1512 Coonskin Dr, Charleston, WV 25311 Main office
Union Trades Federal Credit Union
- Branch Office 210 Tennessee Ave, Charleston, WV 25302 Drive-through · ATM
Charleston Federal Credit Union
- MAIN OFFICE 300 Virginia St E Rm 4203, Charleston, WV 25301 Main office
Cha-Tel Federal Credit Union
- Cha Tel 1500 Maccorkle Ave Se, Charleston, WV 25396 Main office
Local No. 317 I.a.f.f. Credit Union
- Main Branch 205A Tennessee Ave, Charleston, WV 25302 Main office
Charleston Postal Federal Credit Union
- CHARLESTON POSTAL FCU 1000 Centre Way, Charleston, WV 25309 Main office · ATM
Addresses, phones and hours are as each credit union filed them with NCUA; confirm before you visit. Not affiliated with NCUA or any credit union.
Other cities in West Virginia
- Huntington 13
- Parkersburg 7
- Fairmont 4
- Martinsburg 7
- Bridgeport 5
- Beckley 6
- Wheeling 4
- Morgantown 5
- Clarksburg 5
Every West Virginia city · All West Virginia credit unions
Questions people ask
How many credit unions are in Charleston, WV?
NCUA's branch file for Q2 2026 lists 14 credit union offices in Charleston, run by 12 credit unions, 11 of them headquartered in the city.
Which credit union has the most branches in Charleston?
Element Federal Credit Union, with 3 offices in Charleston. The largest credit union with an office here is Pioneer Appalachia Federal Credit Union, with $245 million in assets.
Can I join a credit union in Charleston?
Each credit union serves a defined field of membership, often people who live or work in an area, employees of certain companies, or members of an association. Check the credit union's own eligibility rules. Some credit unions are open to anyone in the US through an association or a small donation.