Charter 24630 · Hilo, HI
CU Hawaii Federal Credit Union
CU Hawaii Federal Credit Union is a federally chartered credit union in Hilo, Hawaii, with $460 million in assets and 29,983 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 10.97%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $460 million
- +9.5% in a year
- Members
- 29,983
- +1.7% in a year
- Net worth ratio
- 10.97%
- Peer median 11.65%
- Loans 60+ days late
- 0.33%
- Peer median 0.70%
- Loans outstanding
- $212 million
- +18.3% in a year
- Shares and deposits
- $401 million
- +9.2% in a year
- Branches
- 10
- 111 employees
- Opened
- 1955
- Federal charter
How CU Hawaii Federal Credit Union compares
NCUA groups credit unions by size; CU Hawaii Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 10.97% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.33%, is lower than the group median of 0.70%. Loans grew 18.3% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 12 of 45 credit unions headquartered in Hawaii. See all Hawaii credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $460 million | 29,983 | $212 million | 10.97% | 0.33% |
| Q1 2026 | $453 million | 29,596 | $218 million | 10.95% | 0.20% |
| Q4 2025 | $440 million | 29,394 | $200 million | 11.19% | 0.48% |
| Q3 2025 | $430 million | 29,607 | $178 million | 11.39% | 0.26% |
| Q2 2025 | $420 million | 29,475 | $179 million | 11.49% | 0.22% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 209,790 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital. It is designated a minority depository institution.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 10 sites for CU Hawaii Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Kona
75-5781 Kuakini Hwy, Kailua Kona, HI 96740 - Hilo (main office)
476 Hinano St, Hilo, HI 96720 - Puainako
50 E Puainako St, Hilo, HI 96720 - Keaau
16-710 Milo St, Keaau, HI 96749 - Pahoa
15-2660 Pahoa Village Rd, Pahoa, HI 96778 - Waiakea HS Student Branch
155 W Kawili St Rm B202, Hilo, HI 96720 - Naalehu
95-5664 Mamalahoa Hwy, Naalehu, HI 96772 - Pahala
96-3258 Maile St, Pahala, HI 96777 - Kea'au HS Student Branch
16-725 Keaau Pahoa Rd Rm H202, Keaau, HI 96749 - Pahoa HS Student Branch
15-3038 Pahoa Village Rd, Pahoa, HI 96778
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology