Charter 1830 · Honolulu, HI
Honolulu Federal Credit Union
Honolulu Federal Credit Union is a federally chartered credit union in Honolulu, Hawaii, with $423 million in assets and 19,888 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 12.76%, well above the 7% that NCUA's rules treat as well capitalized.
Also does business as Honolulu Credit Union (HOCU).
- Total assets
- $423 million
- +7.8% in a year
- Members
- 19,888
- +0.1% in a year
- Net worth ratio
- 12.76%
- Peer median 11.65%
- Loans 60+ days late
- 1.36%
- Peer median 0.70%
- Loans outstanding
- $318 million
- +10.8% in a year
- Shares and deposits
- $365 million
- +6.0% in a year
- Branches
- 5
- 64 employees
- Opened
- 1936
- Federal charter
How Honolulu Federal Credit Union compares
NCUA groups credit unions by size; Honolulu Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 12.76% is higher than that group's median of 11.65%, and its share of loans 60 or more days past due, 1.36%, is higher than the group median of 0.70%. Loans grew 10.8% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 13 of 45 credit unions headquartered in Hawaii. See all Hawaii credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $423 million | 19,888 | $318 million | 12.76% | 1.36% |
| Q1 2026 | $418 million | 19,786 | $305 million | 12.61% | 1.35% |
| Q4 2025 | $406 million | 19,611 | $302 million | 12.70% | 0.87% |
| Q3 2025 | $397 million | 19,938 | $295 million | 12.72% | 1.36% |
| Q2 2025 | $393 million | 19,864 | $287 million | 12.54% | 0.77% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 50,000 potential members. It is designated a minority depository institution.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 5 sites for Honolulu Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Federal Building
300 Ala Moana Blvd, Honolulu, HI 96850 - Airport Branch
3600 Aolele St, Honolulu, HI 96820 - Tripler Branch
459 Patterson Rd Rm 1-C100, Honolulu, HI 96819 - Moiliili Branch (main office)
2305 S Beretania St, Honolulu, HI 96826 - Ewa Branch
91-1717 Fort Weaver Rd Ste B, Ewa Beach, HI 96706
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology