Charter 1733 · Honolulu, HI
Lokahi Federal Credit Union
Lokahi Federal Credit Union is a federally chartered credit union in Honolulu, Hawaii, with $702 million in assets and 45,384 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 9.49%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $702 million
- +0.3% in a year
- Members
- 45,384
- -2.6% in a year
- Net worth ratio
- 9.49%
- Peer median 10.79%
- Loans 60+ days late
- 0.39%
- Peer median 0.67%
- Loans outstanding
- $383 million
- -2.2% in a year
- Shares and deposits
- $624 million
- +2.0% in a year
- Branches
- 6
- 104 employees
- Opened
- 1936
- Federal charter
How Lokahi Federal Credit Union compares
NCUA groups credit unions by size; Lokahi Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 9.49% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.39%, is lower than the group median of 0.67%. Loans fell 2.2% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 9 of 45 credit unions headquartered in Hawaii. See all Hawaii credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $702 million | 45,384 | $383 million | 9.49% | 0.39% |
| Q1 2026 | $709 million | 45,557 | $383 million | 9.30% | 0.31% |
| Q4 2025 | $699 million | 45,797 | $384 million | 9.38% | 0.51% |
| Q3 2025 | $689 million | 45,910 | $394 million | 9.50% | 0.47% |
| Q2 2025 | $700 million | 46,616 | $391 million | 9.27% | 0.52% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 988,703 potential members. It is designated a minority depository institution.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 7 sites for Lokahi Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Pearlridge
98-1005 Moanalua Rd Spc 245, Aiea, HI 96701 - Mililani
95-1249 Meheula Pkwy, Mililani, HI 96789 - Kapolei
590 Farrington Hwy Unit 501, Kapolei, HI 96707 - Pearl City Main (main office)
1260 Kuala St, Pearl City, HI 96782 - Kahala
4211 Waialae Ave # K13, Honolulu, HI 96816 - Pearl City
1260 Kuala St, Pearl City, HI 96782 - Kaneohe
46-056 Kamehameha Hwy Ste E-02, Kaneohe, HI 96744
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology