Charter 9381 · Lihue, HI
Gather Federal Credit Union
Gather Federal Credit Union is a federally chartered credit union in Lihue, Hawaii, with $934 million in assets and 40,924 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 12.81%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $934 million
- +6.1% in a year
- Members
- 40,924
- +3.3% in a year
- Net worth ratio
- 12.81%
- Peer median 10.79%
- Loans 60+ days late
- 0.99%
- Peer median 0.67%
- Loans outstanding
- $485 million
- +4.1% in a year
- Shares and deposits
- $841 million
- +5.6% in a year
- Branches
- 7
- 101 employees
- Opened
- 1954
- Federal charter
How Gather Federal Credit Union compares
NCUA groups credit unions by size; Gather Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 12.81% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.99%, is higher than the group median of 0.67%. Loans grew 4.1% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 7 of 45 credit unions headquartered in Hawaii. See all Hawaii credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $934 million | 40,924 | $485 million | 12.81% | 0.99% |
| Q1 2026 | $924 million | 40,477 | $483 million | 12.56% | 1.01% |
| Q4 2025 | $905 million | 40,112 | $477 million | 12.42% | 1.27% |
| Q3 2025 | $889 million | 39,996 | $472 million | 12.41% | 1.49% |
| Q2 2025 | $881 million | 39,601 | $465 million | 12.07% | 1.41% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 60,000 potential members. It is designated a minority depository institution.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 7 sites for Gather Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Kukui Grove Office (main office)
4493 Pahee St, Lihue, HI 96766 - Kapaa Branch Office
985 Kipuni Way, Kapaa, HI 96746 - Waimea Branch Office
9936 Kaumualii Hwy, Waimea, HI 96796 - Eleele Branch Office
4469 Waialo Rd, Eleele, HI 96705 - Koloa Branch
3483 Weliweli Rd # 4, Koloa, HI 96756 - Walmart Lihue
3-3300 Kuhio Hwy, Lihue, HI 96766 - Kilauea Branch
4243 Namahana Place, Kilauea, HI 96754
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology