Charter 1718 · Honolulu, HI
Hawaii State Federal Credit Union
Hawaii State Federal Credit Union is a federally chartered credit union in Honolulu, Hawaii, with $2.86 billion in assets and 139,996 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 9.98%, well above the 7% that NCUA's rules treat as well capitalized.
Also does business as HSFCU, Hawaii State Federal Credit Unio, Hawaii State FCU.
- Total assets
- $2.86 billion
- +0.1% in a year
- Members
- 139,996
- +2.1% in a year
- Net worth ratio
- 9.98%
- Peer median 10.79%
- Loans 60+ days late
- 1.07%
- Peer median 0.67%
- Loans outstanding
- $1.52 billion
- +9.5% in a year
- Shares and deposits
- $2.54 billion
- -1.3% in a year
- Branches
- 14
- 390 employees
- Opened
- 1936
- Federal charter
How Hawaii State Federal Credit Union compares
NCUA groups credit unions by size; Hawaii State Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 9.98% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 1.07%, is higher than the group median of 0.67%. Loans grew 9.5% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 1 of 45 credit unions headquartered in Hawaii. See all Hawaii credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $2.86 billion | 139,996 | $1.52 billion | 9.98% | 1.07% |
| Q1 2026 | $2.88 billion | 138,998 | $1.48 billion | 9.44% | 1.06% |
| Q4 2025 | $2.86 billion | 138,321 | $1.47 billion | 9.17% | 1.24% |
| Q3 2025 | $2.83 billion | 138,286 | $1.43 billion | 9.12% | 1.35% |
| Q2 2025 | $2.85 billion | 137,160 | $1.38 billion | 8.73% | 1.43% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 610,859 potential members. It is designated a minority depository institution.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 15 sites for Hawaii State Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Headquarters Branch
333 Queen St, Honolulu, HI 96813 - Kahului Branch
140 Hookele St Ste 230, Kahului, HI 96732 - Kaimuki Branch
3221 Waialae Ave Ste 16-6B, Honolulu, HI 96816 - Kapolei Branch
91-590 Farrington Highway 140, Kapolei, HI 96707 - Pearlridge Branch
Westridge Shopping Center, Aiea, HI 96701 - Mililani Mauka Branch
95-1095 Ainamakua Dr Ste 9, Mililani, HI 96789 - Kaneohe Branch
46-047 Kamehameha Hwy Unit 7, Kaneohe, HI 96744 - Ewa Branch
91-1107 Keaunui Dr Ste 350, Ewa Beach, HI 96706 - Salt Lake Branch
848 Ala Lilikoi St Ste 119, Honolulu, HI 96818 - Hawaii Kai Branch at Safeway
377 Keahole St, Honolulu, HI 96825 - Waikele Branch at Safeway
94-809 Lumiaina St, Waipahu, HI 96797 - Kihei Branch at Safeway
277 Piikea Ave, Kihei, HI 96753 - Kapahulu Branch at Safeway
888 Kapahulu Ave, Honolulu, HI 96816 - Headquarters Building (main office)
333 Queen St, Honolulu, HI 96813 - Keeaumoku Branch
1400 Rycroft St # 101, Honolulu, HI 96814
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology