Charter 1719 · Kailua Kona, HI
Hawaii Community Federal Credit Union
Hawaii Community Federal Credit Union is a federally chartered credit union in Kailua Kona, Hawaii, with $808 million in assets and 46,242 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 9.65%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $808 million
- +5.4% in a year
- Members
- 46,242
- +1.3% in a year
- Net worth ratio
- 9.65%
- Peer median 10.79%
- Loans 60+ days late
- 1.32%
- Peer median 0.67%
- Loans outstanding
- $412 million
- +0.1% in a year
- Shares and deposits
- $738 million
- +5.0% in a year
- Branches
- 9
- 145 employees
- Opened
- 1936
- Federal charter
How Hawaii Community Federal Credit Union compares
NCUA groups credit unions by size; Hawaii Community Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 9.65% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 1.32%, is higher than the group median of 0.67%. Loans grew 0.1% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 8 of 45 credit unions headquartered in Hawaii. See all Hawaii credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $808 million | 46,242 | $412 million | 9.65% | 1.32% |
| Q1 2026 | $805 million | 45,859 | $410 million | 9.60% | 0.65% |
| Q4 2025 | $783 million | 46,106 | $406 million | 9.71% | 0.73% |
| Q3 2025 | $770 million | 45,947 | $408 million | 9.76% | 0.58% |
| Q2 2025 | $767 million | 45,656 | $412 million | 9.50% | 0.96% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 200,629 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 10 sites for Hawaii Community Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Kaloko Facility (main office)
73-5611 Olowalu St, Kailua Kona, HI 96740 - Honoka'a Branch
45-690 Pakalana St Ste A, Honokaa, HI 96727 - Kailua Branch
75-159 Hualalai Rd, Kailua Kona, HI 96740 - Kaloko Branch
73-5611 Olowalu St, Kailua Kona, HI 96740 - Kealakekua Branch
81-6631 Mamalahoa Hwy, Kealakekua, HI 96750 - Kohala Branch
54-396 Union Mill Rd, Kapaau, HI 96755 - Kealakehe Student Credit Union
74-5000 Puohulihuli St Rm 303, Kailua Kona, HI 96740 - Konawaena Student Credit Union
81-1043 Konawaena School Rd Rm E19, Kealakekua, HI 96750 - Kohala Student Credit Union
54-396 Union Mill Rd, Kapaau, HI 96755 - Hilo Branch
111 Aupuni St, Hilo, HI 96720
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology