Charter 1815 · Honolulu, HI
HawaiiUSA Federal Credit Union
HawaiiUSA Federal Credit Union is a federally chartered credit union in Honolulu, Hawaii, with $2.67 billion in assets and 131,069 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 10.63%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $2.67 billion
- +2.3% in a year
- Members
- 131,069
- -0.5% in a year
- Net worth ratio
- 10.63%
- Peer median 10.79%
- Loans 60+ days late
- 0.39%
- Peer median 0.67%
- Loans outstanding
- $1.57 billion
- +8.0% in a year
- Shares and deposits
- $2.36 billion
- +1.4% in a year
- Branches
- 15
- 357 employees
- Opened
- 1936
- Federal charter
How HawaiiUSA Federal Credit Union compares
NCUA groups credit unions by size; HawaiiUSA Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 10.63% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.39%, is lower than the group median of 0.67%. Loans grew 8.0% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 2 of 45 credit unions headquartered in Hawaii. See all Hawaii credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $2.67 billion | 131,069 | $1.57 billion | 10.63% | 0.39% |
| Q1 2026 | $2.67 billion | 130,552 | $1.53 billion | 10.38% | 0.30% |
| Q4 2025 | $2.64 billion | 130,226 | $1.51 billion | 10.32% | 0.47% |
| Q3 2025 | $2.62 billion | 131,882 | $1.48 billion | 10.29% | 0.46% |
| Q2 2025 | $2.61 billion | 131,712 | $1.45 billion | 10.23% | 0.56% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 370,820 potential members. It is designated a minority depository institution.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 15 sites for HawaiiUSA Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Main Office (main office)
1226 College Walk, Honolulu, HI 96817 - Main Branch
1226 College Walk, Honolulu, HI 96817 - Aiea Branch
Aiea Shopping Center, Aiea, HI 96701 - Kaneohe Branch
Windward Mall, Kaneohe, HI 96744 - Mililani Branch
95-221 Kipapa Dr # 3120, Mililani, HI 96789 - Kakaako Financial Center
987 Queen St, Honolulu, HI 96814 - Waipahu Branch
Waipahu Town Center, Waipahu, HI 96797 - Kapolei Branch
920 Kamokila Blvd, Kapolei, HI 96707 - Kahului Branch
Queen Kaahumanu Office Building, Kahului, HI 96732 - Pearl City Branch
1245 Kuala St Ste 101, Pearl City, HI 96782 - Kihei Branch
41 E Lipoa St Ste 25, Kihei, HI 96753 - Kahala Branch
4137 Waialae Ave, Honolulu, HI 96816 - IEG Branch
375 Kekuanaoa St, Hilo, HI 96720 - Lihue Branch
3-2600 Kaumualii Hwy, Lihue, HI 96766 - Virtual Branch
1245 Kuala St, Pearl City, HI 96782
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology