Charter 11554 · Rock Hill, SC
Family Trust Federal Credit Union
Family Trust Federal Credit Union is a federally chartered credit union in Rock Hill, South Carolina, with $805 million in assets and 60,145 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 11.85%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $805 million
- +5.7% in a year
- Members
- 60,145
- +4.0% in a year
- Net worth ratio
- 11.85%
- Peer median 10.79%
- Loans 60+ days late
- 0.73%
- Peer median 0.67%
- Loans outstanding
- $639 million
- +8.4% in a year
- Shares and deposits
- $675 million
- +4.0% in a year
- Branches
- 8
- 144 employees
- Opened
- 1957
- Federal charter
How Family Trust Federal Credit Union compares
NCUA groups credit unions by size; Family Trust Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 11.85% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.73%, is higher than the group median of 0.67%. Loans grew 8.4% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 10 of 45 credit unions headquartered in South Carolina. See all South Carolina credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $805 million | 60,145 | $639 million | 11.85% | 0.73% |
| Q1 2026 | $804 million | 59,524 | $631 million | 11.56% | 0.56% |
| Q4 2025 | $775 million | 58,863 | $621 million | 11.92% | 0.79% |
| Q3 2025 | $766 million | 58,210 | $593 million | 11.84% | 0.63% |
| Q2 2025 | $762 million | 57,826 | $590 million | 11.62% | 0.54% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 890,012 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 8 sites for Family Trust Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Family Trust Center (main office)
225 White St W, Rock Hill, SC 29730 - Business Boulevard Centre
1615 Progress Way, Rock Hill, SC 29730 - Celanese
2700 Celanese Rd, Rock Hill, SC 29732 - East York
1690 Old York Rd, York, SC 29745 - South Pointe
1490 Albright Rd, Rock Hill, SC 29730 - Clover
1219 Highway 55 E, Clover, SC 29710 - Fort Mill
430 Mercantile Place, Fort Mill, SC 29715 - Laurens Road
1800 Laurens Rd, Greenville, SC 29607
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology