Charter 1022 · North Charleston, SC
South Carolina Federal Credit Union
South Carolina Federal Credit Union is a federally chartered credit union in North Charleston, South Carolina, with $2.59 billion in assets and 157,780 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 13.34%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $2.59 billion
- +2.9% in a year
- Members
- 157,780
- +1.7% in a year
- Net worth ratio
- 13.34%
- Peer median 10.79%
- Loans 60+ days late
- 0.60%
- Peer median 0.67%
- Loans outstanding
- $1.96 billion
- +0.9% in a year
- Shares and deposits
- $2.10 billion
- +4.8% in a year
- Branches
- 34
- 582 employees
- Opened
- 1936
- Federal charter
How South Carolina Federal Credit Union compares
NCUA groups credit unions by size; South Carolina Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 13.34% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.60%, is lower than the group median of 0.67%. Loans grew 0.9% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 2 of 45 credit unions headquartered in South Carolina. See all South Carolina credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $2.59 billion | 157,780 | $1.96 billion | 13.34% | 0.60% |
| Q1 2026 | $2.57 billion | 156,633 | $1.93 billion | 13.18% | 0.47% |
| Q4 2025 | $2.51 billion | 155,333 | $1.92 billion | 13.23% | 0.91% |
| Q3 2025 | $2.53 billion | 157,164 | $1.93 billion | 13.05% | 0.92% |
| Q2 2025 | $2.51 billion | 155,154 | $1.94 billion | 12.84% | 0.74% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 2.1 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 33 sites for South Carolina Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Rivers Ave #1 (main office)
2175 Credit Union Ln, North Charleston, SC 29406 - Columbia Forest Drive
4503 Forest Dr, Columbia, SC 29206 - Downtown
140 Bee St, Charleston, SC 29401 - East Cooper
910 Houston Northcutt Blvd, Mt Pleasant, SC 29464 - Goose Creek
82 Bridgetown Rd, Goose Creek, SC 29445 - James Island
1317 Folly Rd, Charleston, SC 29412 - Moncks Corner
456 N Highway 52, Moncks Corner, SC 29461 - Naval Weapons Station
1001 Jefferson Avenue Ext, Goose Creek, SC 29445 - North East Columbia
2350 Legrand Rd, Columbia, SC 29223 - Shipyard
1900 Mcmillan Ave, North Charleston, SC 29405 - Summerville
1000 N Main St, Summerville, SC 29483 - West Columbia
109 N 12Th St, West Columbia, SC 29169 - Georgetown
1701 Highmarket St, Georgetown, SC 29440 - Oakbrook
9999 Dorchester Rd, Summerville, SC 29485 - Southampton
1620 N Highway 17, Mt Pleasant, SC 29464 - Sam Rittenberg
1945 Sam Rittenberg Blvd, Charleston, SC 29407 - Glen McConnell
3460 Shelby Ray Ct, Charleston, SC 29414 - Rivers Ave #2
6265 Rivers Ave, North Charleston, SC 29406 - David McLeod
2321 Trade Ct, Florence, SC 29501 - Sunset
5075 Sunset Blvd, Lexington, SC 29072 - Irby Street
501 S Irby St, Florence, SC 29501 - McLeod Hospital
555 E Cheves St, Florence, SC 29506 - Five Forks
2536 Woodruff Rd, Simpsonville, SC 29681 - North Mt. Pleasant
3072 N Highway 17, Mount Pleasant, SC 29466 - Mauldin
111 N Main St, Mauldin, SC 29662 - Greenville Memorial
701 Grove Rd, Greenville, SC 29605 - Patewood
211 Patewood Dr, Greenville, SC 29615 - Spartanburg FC
1000 Asheville Hwy, Spartanburg, SC 29303 - Thornblade
111 The Parkway, Greenville, SC 29615 - Coventry
970 Wood Duck Dr, Myrtle Beach, SC 29577 - Cane Bay
1736 State Rd, Summerville, SC 29486 - Myers Rd
628 Myers Rd, Summerville, SC 29486 - Cherry St. - Downtown
7 Cherry St, Charleston, SC 29401
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology