Charter 9988 · Sumter, SC
Safe Federal Credit Union
Safe Federal Credit Union is a federally chartered credit union in Sumter, South Carolina, with $1.97 billion in assets and 140,414 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 10.97%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $1.97 billion
- +4.3% in a year
- Members
- 140,414
- -1.7% in a year
- Net worth ratio
- 10.97%
- Peer median 10.79%
- Loans 60+ days late
- 0.63%
- Peer median 0.67%
- Loans outstanding
- $1.36 billion
- +5.9% in a year
- Shares and deposits
- $1.72 billion
- +3.1% in a year
- Branches
- 20
- 368 employees
- Opened
- 1955
- Federal charter
How Safe Federal Credit Union compares
NCUA groups credit unions by size; Safe Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 10.97% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.63%, is about the same as the group median of 0.67%. Loans grew 5.9% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 4 of 45 credit unions headquartered in South Carolina. See all South Carolina credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $1.97 billion | 140,414 | $1.36 billion | 10.97% | 0.63% |
| Q1 2026 | $1.95 billion | 140,790 | $1.30 billion | 10.71% | 0.65% |
| Q4 2025 | $1.94 billion | 140,708 | $1.30 billion | 10.46% | 1.08% |
| Q3 2025 | $1.88 billion | 142,913 | $1.30 billion | 10.66% | 1.13% |
| Q2 2025 | $1.88 billion | 142,913 | $1.29 billion | 10.24% | 1.03% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 715,545 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 21 sites for Safe Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Shaw Branch
522 Exchange St, Shaw Afb, SC 29152 - Sumter- Wesmark
170 W Wesmark Blvd, Sumter, SC 29150 - Camden
407 Rutledge St, Camden, SC 29020 - West Columbia
201 N 12Th St, West Columbia, SC 29169 - Lexington
5388 Augusta Rd, Lexington, SC 29072 - Oswego
65 Oswego Hwy, Sumter, SC 29150 - McCrays
1970 Mccrays Mill Rd, Sumter, SC 29150 - St. Andrews
595 Saint Andrews Rd, Columbia, SC 29210 - Lugoff
624 Highway 1 S, Lugoff, SC 29078 - Bishopville
596 Sumter Hwy, Bishopville, SC 29010 - Sandhill Station
727 Fashion Dr, Columbia, SC 29229 - Florence
1319 2Nd Loop Rd, Florence, SC 29505 - Admin (main office)
160 W Wesmark Blvd, Sumter, SC 29150 - Manning
2436 Paxville Hwy, Manning, SC 29102 - Eastover Mill
4001 Mccords Ferry Rd, Eastover, SC 29044 - Lewis Road
1855 Lewis Rd, Sumter, SC 29154 - Red Bank
110 Brevard Pkwy, Lexington, SC 29073 - Operations
185 W Wesmark Blvd, Sumter, SC 29150 - Sumter City
12 W Liberty St, Sumter, SC 29150 - Irmo
10600 Broad River Rd, Irmo, SC 29063 - Garners Ferry
7851 Garners Ferry Rd, Columbia, SC 29209
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology