Charter 24410 · North Augusta, SC
Srp Federal Credit Union
Srp Federal Credit Union is a federally chartered credit union in North Augusta, South Carolina, with $2.09 billion in assets and 203,074 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 13.79%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $2.09 billion
- +5.7% in a year
- Members
- 203,074
- +2.3% in a year
- Net worth ratio
- 13.79%
- Peer median 10.79%
- Loans 60+ days late
- 0.74%
- Peer median 0.67%
- Loans outstanding
- $1.45 billion
- +12.5% in a year
- Shares and deposits
- $1.77 billion
- +5.3% in a year
- Branches
- 21
- 460 employees
- Opened
- 1960
- Federal charter
How Srp Federal Credit Union compares
NCUA groups credit unions by size; Srp Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 13.79% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.74%, is higher than the group median of 0.67%. Loans grew 12.5% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 3 of 45 credit unions headquartered in South Carolina. See all South Carolina credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $2.09 billion | 203,074 | $1.45 billion | 13.79% | 0.74% |
| Q1 2026 | $2.08 billion | 201,844 | $1.42 billion | 13.49% | 1.17% |
| Q4 2025 | $2.05 billion | 200,683 | $1.41 billion | 13.41% | 1.04% |
| Q3 2025 | $1.98 billion | 199,864 | $1.40 billion | 13.71% | 0.78% |
| Q2 2025 | $1.97 billion | 198,585 | $1.29 billion | 13.25% | 0.70% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 677,874 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 22 sites for Srp Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Barnwell Branch
10660 Dunbarton Blvd, Barnwell, SC 29812 - SRP Federal Credit Union (main office)
1070 Edgefield Rd, North Augusta, SC 29860 - Edgefield Branch
225 Apple Square Plz, Edgefield, SC 29824 - Pine Log Rd Branch
750 E Pine Log Rd, Aiken, SC 29803 - Richland Ave Branch
3559 Richland Ave W, Aiken, SC 29801 - Rutland Drive Branch
390 Rutland Dr Nw, Aiken, SC 29801 - Silver Bluff Rd Branch
1060 Silver Bluff Rd, Aiken, SC 29803 - Broad St. Branch
1007 Broad St, Augusta, GA 30901 - Davis Road Branch
125 Davis Rd, Martinez, GA 30907 - North Augusta Branch
403 W Martintown Rd, North Augusta, SC 29841 - North Belair Rd Branch
100 Srp Dr, Evans, GA 30809 - Tobacco Rd Branch
2215 Tobacco Rd, Augusta, GA 30906 - Burnettown Branch
2521 Jefferson Davis Hwy, Warrenville, SC 29851 - Walnut Lane Branch
1070 Edgefield Rd, North Augusta, SC 29860 - Thomson Branch
1398 Washington Rd, Thomson, GA 30824 - Augusta West Pkwy Branch
1267 Augusta West Pkwy, Augusta, GA 30909 - Williston Branch
4620 Rosemary St, Williston, SC 29853 - Grovetown Branch
101 Fornum Dr, Grovetown, GA 30813 - Laurens St. Branch
135 Laurens St Sw Ste 100, Aiken, SC 29801 - Graniteville Branch
184 Bettis Academy Rd, Graniteville, SC 29829 - Peach Orchard Rd Branch
3034 Peach Orchard Rd, Augusta, GA 30906 - Allendale
224 Flat St, Allendale, SC 29810
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology