Charter 24063 · Lancaster, SC
Founders Federal Credit Union
Founders Federal Credit Union is a federally chartered credit union in Lancaster, South Carolina, with $5.20 billion in assets and 294,048 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 13.62%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $5.20 billion
- +6.7% in a year
- Members
- 294,048
- +5.7% in a year
- Net worth ratio
- 13.62%
- Peer median 10.79%
- Loans 60+ days late
- 0.68%
- Peer median 0.67%
- Loans outstanding
- $4.16 billion
- +7.3% in a year
- Shares and deposits
- $4.42 billion
- +5.8% in a year
- Branches
- 47
- 902 employees
- Opened
- 1961
- Federal charter
How Founders Federal Credit Union compares
NCUA groups credit unions by size; Founders Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 13.62% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.68%, is about the same as the group median of 0.67%. Loans grew 7.3% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 1 of 45 credit unions headquartered in South Carolina. See all South Carolina credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $5.20 billion | 294,048 | $4.16 billion | 13.62% | 0.68% |
| Q1 2026 | $5.18 billion | 290,408 | $4.07 billion | 13.28% | 0.70% |
| Q4 2025 | $5.09 billion | 287,766 | $4.03 billion | 13.20% | 0.90% |
| Q3 2025 | $4.99 billion | 285,807 | $3.98 billion | 13.27% | 0.77% |
| Q2 2025 | $4.88 billion | 278,243 | $3.88 billion | 13.06% | 0.70% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 2.6 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 48 sites for Founders Federal Credit Union; the first 40 are below. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- North Main
607 N Main St, Lancaster, SC 29720 - Anderson Road
778 Anderson Rd N, Rock Hill, SC 29730 - Cheraw
2599 Highway 9, Cheraw, SC 29520 - Chester
1769 J A Cochran Byp, Chester, SC 29706 - Chesterfield
1234 West Blvd, Chesterfield, SC 29709 - Clinton
24543 Highway 76 E, Clinton, SC 29325 - Ebenezer Road
1404 Ebenezer Rd, Rock Hill, SC 29732 - Gaffney
1504 W Floyd Baker Blvd, Gaffney, SC 29341 - Galleria
1290 Old Springdale Rd, Rock Hill, SC 29730 - Gold Hill Road
957 Gold Hill Rd, Fort Mill, SC 29708 - Indian Land
9881 Charlotte Hwy, Indian Land, SC 29707 - Kershaw
109 E 1St St, Kershaw, SC 29067 - Laurens
1307 W Main St, Laurens, SC 29360 - Nine West
1405 Highway 9 Byp W, Lancaster, SC 29720 - North Grove
1307 Boiling Springs Rd, Spartanburg, SC 29303 - Duncan
716 E Main St, Duncan, SC 29334 - Pageland
817 E Mcgregor St, Pageland, SC 29728 - Peachtree
100 Springcrest Dr, Fort Mill, SC 29715 - Springdale Road
1381 Springdale Rd, Lancaster, SC 29720 - Corporate Office (main office)
737 Plantation Rd, Lancaster, SC 29720 - Union
523 N Duncan Byp Ste A, Union, SC 29379 - South Tryon
11115 S Tryon St, Charlotte, NC 28273 - USC Russell House
1400 Greene St Rm 227U, Columbia, SC 29225 - John B White Blvd
1650 John B White Sr Blvd, Spartanburg, SC 29301 - Clemson
680 Old Greenville Hwy, Clemson, SC 29631 - BullStreet
2166 Boyce St, Columbia, SC 29201 - Newport
4821 Old York Rd, Rock Hill, SC 29732 - Richburg
2915 Lizzie Melton Rd, Chester, SC 29706 - Killian Road
80 Tulip Oak Dr, Columbia, SC 29203 - Spartanburg East Main
1461 E Main St, Spartanburg, SC 29307 - Columbiana
149 Columbiana Dr, Columbia, SC 29212 - Catawba
5298 Cureton Ferry Rd, Catawba, SC 29704 - Fort Mill Parkway
3064 Highway 21, Fort Mill, SC 29715 - Great Falls
507B Chester Ave, Great Falls, SC 29055 - Tech Park
462 Anderson Rd S, Rock Hill, SC 29730 - Promenade
185 Jim Wilson Rd, Indian Land, SC 29707 - Lexington
101 Park Place Ct, Lexington, SC 29072 - Simpsonville
252 Harrison Bridge Rd, Simpsonville, SC 29680 - Monroe
1908 Old Charlotte Hwy, Monroe, NC 28110 - Newberry Main
1729 Main St, Newberry, SC 29108
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology