Charter 24824 · Columbia, SC
S. C. State Federal Credit Union
S. C. State Federal Credit Union is a federally chartered credit union in Columbia, South Carolina, with $1.47 billion in assets and 94,160 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 15.57%, well above the 7% that NCUA's rules treat as well capitalized.
Also does business as SCU, State Credit Union.
- Total assets
- $1.47 billion
- +5.5% in a year
- Members
- 94,160
- +3.4% in a year
- Net worth ratio
- 15.57%
- Peer median 10.79%
- Loans 60+ days late
- 0.82%
- Peer median 0.67%
- Loans outstanding
- $864 million
- +4.1% in a year
- Shares and deposits
- $1.23 billion
- +4.3% in a year
- Branches
- 19
- 284 employees
- Opened
- 1952
- Federal charter
How S. C. State Federal Credit Union compares
NCUA groups credit unions by size; S. C. State Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 15.57% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.82%, is higher than the group median of 0.67%. Loans grew 4.1% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 7 of 45 credit unions headquartered in South Carolina. See all South Carolina credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $1.47 billion | 94,160 | $864 million | 15.57% | 0.82% |
| Q1 2026 | $1.46 billion | 93,521 | $854 million | 15.18% | 0.80% |
| Q4 2025 | $1.42 billion | 93,958 | $859 million | 15.03% | 0.92% |
| Q3 2025 | $1.40 billion | 91,694 | $845 million | 15.00% | 0.82% |
| Q2 2025 | $1.39 billion | 91,033 | $830 million | 14.53% | 0.78% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 1.5 million potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 19 sites for S. C. State Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Corporate Office (main office)
800 Huger St, Columbia, SC 29201 - Aiken Branch
190 Beaufort St Ne, Aiken, SC 29801 - Anderson
1825 E Greenville St, Anderson, SC 29621 - Broad River Road
7438 Broad River Rd, Irmo, SC 29063 - Charleston
6750 Rivers Ave, North Charleston, SC 29406 - Clemson
100 Pinnacle St, Clemson, SC 29631 - Capitol View
3011 Farrow Rd, Columbia, SC 29203 - Florence
1504 N Cashua Dr, Florence, SC 29501 - Greenville
1435 Cleveland St, Greenville, SC 29607 - Greenwood
1000 Montague Ave, Greenwood, SC 29649 - Lexington
954 E Main St, Lexington, SC 29072 - Lower Richland
7845 Garners Ferry Rd, Columbia, SC 29209 - Orangeburg
1081 Boulevard St, Orangeburg, SC 29115 - Seneca
12015 N Radio Station Rd, Seneca, SC 29678 - Spartanburg
165 Camelot Dr, Spartanburg, SC 29301 - Anderson Hwy 28 Bypass
306 Pearman Dairy Rd, Anderson, SC 29625 - Lexington 378
4458 Sunset Blvd, Lexington, SC 29072 - St Andrews Road
529 Saint Andrews Rd, Columbia, SC 29210 - Hard Scrabble Road
4304 Hard Scrabble Rd, Columbia, SC 29229
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology