Charter 68301 · Tallahassee, FL
First Commerce Credit Union
First Commerce Credit Union is a state-chartered credit union in Tallahassee, Florida, with $1.24 billion in assets and 74,967 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 10.13%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $1.24 billion
- +10.3% in a year
- Members
- 74,967
- +5.4% in a year
- Net worth ratio
- 10.13%
- Peer median 10.79%
- Loans 60+ days late
- 0.50%
- Peer median 0.67%
- Loans outstanding
- $976 million
- +11.4% in a year
- Shares and deposits
- $1.05 billion
- +7.6% in a year
- Branches
- 15
- 198 employees
- Opened
- 1940
- Florida charter
How First Commerce Credit Union compares
NCUA groups credit unions by size; First Commerce Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 10.13% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.50%, is lower than the group median of 0.67%. Loans grew 11.4% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 25 of 107 credit unions headquartered in Florida. See all Florida credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $1.24 billion | 74,967 | $976 million | 10.13% | 0.50% |
| Q1 2026 | $1.22 billion | 73,982 | $968 million | 10.06% | 0.52% |
| Q4 2025 | $1.19 billion | 72,472 | $922 million | 10.16% | 0.57% |
| Q3 2025 | $1.15 billion | 71,850 | $890 million | 10.40% | 0.66% |
| Q2 2025 | $1.12 billion | 71,095 | $876 million | 10.48% | 0.56% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 2.4 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 14 sites for First Commerce Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Mahan Financial Center
2330 Mahan Dr, Tallahassee, FL 32308 - Bradfordville Financial Center
6725 Thomasville Rd, Tallahassee, FL 32312 - Blairstone Financial Center
1741 Old Saint Augustine Rd, Tallahassee, FL 32301 - Westside Financial Center
1460 Capital Cir Nw, Tallahassee, FL 32303 - Ronald W. Fye Administrative Facility (main office)
2073 Summit Lake Dr Ste 100, Tallahassee, FL 32317 - Thomasville Road Financial Center
3343 Thomasville Rd, Tallahassee, FL 32308 - Marianna Financial Center
4472 Lafayette St, Marianna, FL 32446 - Valdosta Mall Financial Center
1830 Norman Dr Ste B, Valdosta, GA 31601 - Valdosta Inner Perimter
3312 Inner Perimeter Rd, Valdosta, GA 31602 - Thomasville, GA Financial Center
11395 Us 319 N, Thomasville, GA 31757 - Adel GA, Financial Center
101 N Hutchinson Ave, Adel, GA 31620 - Nashville GA, Financial Center
301 S Davis St, Nashville, GA 31639 - Valdosta (Bemiss) GA, Financial Center
4060 Bemiss Rd, Valdosta, GA 31605 - Stanford Centre Panama City Financial Center
1022 W 23Rd St, Panama City, FL 32405
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology