Charter 68607 · Duluth, GA
Georgia United Credit Union
Georgia United Credit Union is a state-chartered credit union in Duluth, Georgia, with $2.53 billion in assets and 162,195 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 11.10%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $2.53 billion
- +6.4% in a year
- Members
- 162,195
- +5.5% in a year
- Net worth ratio
- 11.10%
- Peer median 10.79%
- Loans 60+ days late
- 0.89%
- Peer median 0.67%
- Loans outstanding
- $1.81 billion
- +4.6% in a year
- Shares and deposits
- $2.15 billion
- +6.9% in a year
- Branches
- 15
- 349 employees
- Opened
- 1958
- Georgia charter
How Georgia United Credit Union compares
NCUA groups credit unions by size; Georgia United Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 11.10% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.89%, is higher than the group median of 0.67%. Loans grew 4.6% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 5 of 71 credit unions headquartered in Georgia. See all Georgia credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $2.53 billion | 162,195 | $1.81 billion | 11.10% | 0.89% |
| Q1 2026 | $2.50 billion | 159,562 | $1.77 billion | 11.03% | 0.85% |
| Q4 2025 | $2.42 billion | 157,263 | $1.75 billion | 11.05% | 0.90% |
| Q3 2025 | $2.38 billion | 155,782 | $1.74 billion | 10.91% | 0.92% |
| Q2 2025 | $2.38 billion | 153,699 | $1.73 billion | 10.82% | 0.73% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 9.2 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 15 sites for Georgia United Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Clarkston Office
500 N Indian Creek Dr, Clarkston, GA 30021 - Dalton - Calhoun St
605 Calhoun St, Dalton, GA 30721 - Cumming Office
731 Atlanta Hwy, Cumming, GA 30040 - Decatur Office
5173 Panola Industrial Blvd, Decatur, GA 30035 - Athens Office
190 Gaines School Rd, Athens, GA 30605 - Conyers Office
1381 Milstead Ave Ne, Conyers, GA 30012 - Gwinnett Office
2270 Satellite Blvd, Duluth, GA 30097 - Stockbridge Office
430 Country Club Dr, Stockbridge, GA 30281 - Dublin Office
2006 Veterans Blvd, Dublin, GA 31021 - Tucker Office
3824 Lavista Rd, Tucker, GA 30084 - Sugarloaf Office (main office)
6705 Sugarloaf Pkwy, Duluth, GA 30097 - Cartersville
134 E Felton Rd, Cartersville, GA 30120 - Cornelia Office
255 N Main St, Cornelia, GA 30531 - Chamblee Office
5562 Peachtree Blvd, Chamblee, GA 30341 - Atlanta Office
101 Marietta St Nw Ste 140, Atlanta, GA 30303
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology