Charter 10866 · Columbus, GA
Kinetic Federal Credit Union
Kinetic Federal Credit Union is a federally chartered credit union in Columbus, Georgia, with $665 million in assets and 44,849 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 14.08%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $665 million
- +8.1% in a year
- Members
- 44,849
- -1.1% in a year
- Net worth ratio
- 14.08%
- Peer median 10.79%
- Loans 60+ days late
- 1.55%
- Peer median 0.67%
- Loans outstanding
- $446 million
- +3.5% in a year
- Shares and deposits
- $569 million
- +8.2% in a year
- Branches
- 7
- 130 employees
- Opened
- 1956
- Federal charter
How Kinetic Federal Credit Union compares
NCUA groups credit unions by size; Kinetic Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 14.08% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 1.55%, is higher than the group median of 0.67%. Loans grew 3.5% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 11 of 71 credit unions headquartered in Georgia. See all Georgia credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $665 million | 44,849 | $446 million | 14.08% | 1.55% |
| Q1 2026 | $661 million | 44,676 | $434 million | 13.90% | 1.35% |
| Q4 2025 | $652 million | 44,880 | $436 million | 14.19% | 1.61% |
| Q3 2025 | $627 million | 45,104 | $430 million | 14.63% | 1.70% |
| Q2 2025 | $615 million | 45,326 | $431 million | 14.44% | 1.53% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 448,000 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 7 sites for Kinetic Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- 13th Center Branch (main office)
1251 13Th St, Columbus, GA 31901 - North Branch
7300 Veterans Pkwy, Columbus, GA 31909 - Peachtree Branch
4811 Bankers Blvd, Columbus, GA 31909 - Express Service Center
4105 Buena Vista Rd, Columbus, GA 31907 - South Lumpkin Service Center
1807 S Lumpkin Rd Ste D, Columbus, GA 31903 - 280 Branch
3722 Us Highway 431 N, Phenix City, AL 36867 - Lakeside Village
6516 Kitten Lake Dr, Midland, GA 31820
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology