Charter 67390 · Atlanta, GA
Georgia's Own Credit Union
Georgia's Own Credit Union is a state-chartered credit union in Atlanta, Georgia, with $4.22 billion in assets and 240,275 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 9.99%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $4.22 billion
- -1.7% in a year
- Members
- 240,275
- -0.4% in a year
- Net worth ratio
- 9.99%
- Peer median 10.79%
- Loans 60+ days late
- 1.15%
- Peer median 0.67%
- Loans outstanding
- $3.17 billion
- -4.1% in a year
- Shares and deposits
- $3.59 billion
- +0.5% in a year
- Branches
- 28
- 518 employees
- Opened
- 1934
- Georgia charter
How Georgia's Own Credit Union compares
NCUA groups credit unions by size; Georgia's Own Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 9.99% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 1.15%, is higher than the group median of 0.67%. Loans fell 4.1% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 3 of 71 credit unions headquartered in Georgia. See all Georgia credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $4.22 billion | 240,275 | $3.17 billion | 9.99% | 1.15% |
| Q1 2026 | $4.33 billion | 242,144 | $3.19 billion | 10.28% | 1.69% |
| Q4 2025 | $4.38 billion | 240,374 | $3.14 billion | 10.61% | 1.98% |
| Q3 2025 | $4.33 billion | 240,147 | $3.22 billion | 10.72% | 1.76% |
| Q2 2025 | $4.29 billion | 241,295 | $3.30 billion | 10.69% | 1.64% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 8.2 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 30 sites for Georgia's Own Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Alpharetta Branch
5825 Windward Pkwy, Alpharetta, GA 30005 - East Region - Evans Branch
4339 Washington Rd, Evans, GA 30809 - Lilburn Branch
4382 Lawrenceville Hwy Nw, Lilburn, GA 30047 - Marietta Branch
401 Cobb Pkwy N, Marietta, GA 30062 - Northlake Branch
1979 Lakeside Pkwy Ste 100, Tucker, GA 30084 - SE Region - Savannah - Mall Blvd.
401 Mall Blvd Ste 101A, Savannah, GA 31406 - Morrow Branch
7197 Jonesboro Rd, Morrow, GA 30260 - Gainesville Branch
475 Dawsonville Hwy Ste F, Gainesville, GA 30501 - Grayson
2437 Loganville Hwy, Grayson, GA 30017 - Buford
3360 Buford Dr, Buford, GA 30519 - Conyers
1861 Highway 138 Se, Conyers, GA 30013 - Douglasville Branch
5895 Stewart Pkwy, Douglasville, GA 30135 - Roswell
1184 Alpharetta St, Roswell, GA 30075 - Home Office (main office)
100 Peachtree St Nw, Atlanta, GA 30303 - Fayetteville Branch
131 Ginger Cake Rd, Fayetteville, GA 30214 - SW Region - East Albany
2101 Rosebrier Ave, Albany, GA 31705 - SW Region - Americus
602 Tripp St, Americus, GA 31709 - SW Region - Moultrie
1705 4Th Ave Ne, Moultrie, GA 31768 - SW Region - Main Office
107 N Westover Blvd, Albany, GA 31707 - SW Region - Bainbridge
504 W Shotwell St, Bainbridge, GA 39819 - Midtown Branch
881 Peachtree St Ne Ste B, Atlanta, GA 30309 - SE Region - Blackshear Branch
3705 Us Highway 84, Blackshear, GA 31516 - SE Region - Eastman Branch
854 College St, Eastman, GA 31023 - SE Region - Folkston Branch
3792 Second St S, Folkston, GA 31537 - SE Region - Kingsland Branch
160 N Gross Rd, Kingsland, GA 31548 - SE Region - Waycross Branch
2098 Brunswick Hwy, Waycross, GA 31503 - North Fulton
5960 N Point Pkwy, Alpharetta, GA 30022 - Smyrna
4135 Atlanta Rd Se, Smyrna, GA 30080 - East Region - Augusta Branch
1424 Walton Way, Augusta, GA 30901 - Perimeter
2 Perimeter Ctr E, Atlanta, GA 30346
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology