Charter 68670 · Warner Robins, GA
Robins Financial Credit Union
Robins Financial Credit Union is a state-chartered credit union in Warner Robins, Georgia, with $4.97 billion in assets and 273,627 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 17.61%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $4.97 billion
- +5.6% in a year
- Members
- 273,627
- +0.2% in a year
- Net worth ratio
- 17.61%
- Peer median 10.79%
- Loans 60+ days late
- 0.40%
- Peer median 0.67%
- Loans outstanding
- $2.90 billion
- +4.3% in a year
- Shares and deposits
- $4.10 billion
- +4.1% in a year
- Branches
- 23
- 546 employees
- Opened
- 1954
- Georgia charter
How Robins Financial Credit Union compares
NCUA groups credit unions by size; Robins Financial Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 17.61% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.40%, is lower than the group median of 0.67%. Loans grew 4.3% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 2 of 71 credit unions headquartered in Georgia. See all Georgia credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $4.97 billion | 273,627 | $2.90 billion | 17.61% | 0.40% |
| Q1 2026 | $4.91 billion | 272,542 | $2.82 billion | 17.33% | 0.33% |
| Q4 2025 | $4.79 billion | 271,656 | $2.80 billion | 17.30% | 0.45% |
| Q3 2025 | $4.72 billion | 272,649 | $2.78 billion | 17.18% | 0.38% |
| Q2 2025 | $4.71 billion | 272,965 | $2.78 billion | 16.76% | 0.30% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 4.1 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 23 sites for Robins Financial Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Log Cabin Branch
4245 Log Cabin Dr, Macon, GA 31204 - Houston Road Branch
853 N Houston Rd, Warner Robins, GA 31093 - Hartley Bridge Branch
4066 Hartley Bridge Rd, Macon, GA 31216 - Athens Branch
2636 Atlanta Hwy, Athens, GA 30606 - Gray Branch
287 W Clinton St, Gray, GA 31032 - Fort Valley Branch
960 Bluebird Blvd, Fort Valley, GA 31030 - Zebulon Branch
5999 Zebulon Rd, Macon, GA 31210 - Perry Branch
321 Perry Pkwy, Perry, GA 31069 - Milledgeville Branch
2584 N Columbia St, Milledgeville, GA 31061 - Robins AF Base Branch #3
100 Cochran St, Robins Afb, GA 31098 - Swainsboro Branch
335 S Main St, Swainsboro, GA 30401 - Watson Branch (main office)
803 Watson Blvd, Warner Robins, GA 31093 - Chantilly Branch
502 S Houston Lake Rd, Warner Robins, GA 31088 - Highway 96 Branch
901 Ga Highway 96, Warner Robins, GA 31088 - Forsyth
76 E Johnston St, Forsyth, GA 31029 - Dublin Branch
1102 Hillcrest Pkwy, Dublin, GA 31021 - Russell Parkway
4850 Russell Pkwy, Warner Robins, GA 31088 - Watkinsville Branch
2273 Hog Mountain Rd, Watkinsville, GA 30677 - Conyers
1793 Highway 138 Se, Conyers, GA 30013 - Perry Main Street
1006 Main St, Perry, GA 31069 - Mulberry
515 Mulberry St, Macon, GA 31201 - Sinclair
1051 Milledgeville Hwy, Milledgeville, GA 31061 - Eastman
1019 Indian Dr, Eastman, GA 31023
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology