Charter 68638 · Fayetteville, GA
The Southern Credit Union
The Southern Credit Union is a state-chartered credit union in Fayetteville, Georgia, with $560 million in assets and 29,763 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 11.60%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $560 million
- +2.2% in a year
- Members
- 29,763
- -3.4% in a year
- Net worth ratio
- 11.60%
- Peer median 10.79%
- Loans 60+ days late
- 0.10%
- Peer median 0.67%
- Loans outstanding
- $210 million
- -3.3% in a year
- Shares and deposits
- $499 million
- +1.9% in a year
- Branches
- 11
- 79 employees
- Opened
- 1963
- Georgia charter
How The Southern Credit Union compares
NCUA groups credit unions by size; The Southern Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 11.60% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.10%, is lower than the group median of 0.67%. Loans fell 3.3% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 12 of 71 credit unions headquartered in Georgia. See all Georgia credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $560 million | 29,763 | $210 million | 11.60% | 0.10% |
| Q1 2026 | $564 million | 30,052 | $210 million | 11.39% | 0.10% |
| Q4 2025 | $555 million | 30,153 | $215 million | 11.48% | 0.20% |
| Q3 2025 | $550 million | 30,414 | $214 million | 11.52% | 0.10% |
| Q2 2025 | $548 million | 30,823 | $217 million | 11.41% | 0.08% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 1.3 million potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 11 sites for The Southern Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Fayetteville (main office)
430 Lanier Ave E, Fayetteville, GA 30214 - Peachtree City
1400 Commerce Dr N, Peachtree City, GA 30269 - Newnan
232 Bullsboro Dr, Newnan, GA 30263 - Griffin
1610 Georgia Highway 16 W, Griffin, GA 30223 - Hampton
299 Woolsey Rd, Hampton, GA 30228 - Regional Office
1701 Columbia Ave Ste 135, College Park, GA 30337 - LaGrange
117 Bull St, Lagrange, GA 30240 - McDonough
2097 Highway 20 W, McDonough, GA 30253 - Mt Zion
2236 Mount Zion Rd, Jonesboro, GA 30236 - Kia
7777 Kia Pkwy, West Point, GA 31833 - Sharpsburg
1790 Highway 154, Sharpsburg, GA 30277
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology