Charter 1410 · Macon, GA
Midsouth Community Federal Credit Union
Midsouth Community Federal Credit Union is a federally chartered credit union in Macon, Georgia, with $485 million in assets and 44,103 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 14.30%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $485 million
- +2.3% in a year
- Members
- 44,103
- +1.4% in a year
- Net worth ratio
- 14.30%
- Peer median 11.65%
- Loans 60+ days late
- 0.98%
- Peer median 0.70%
- Loans outstanding
- $327 million
- -0.5% in a year
- Shares and deposits
- $415 million
- +1.0% in a year
- Branches
- 9
- 119 employees
- Opened
- 1936
- Federal charter
How Midsouth Community Federal Credit Union compares
NCUA groups credit unions by size; Midsouth Community Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 14.30% is higher than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.98%, is higher than the group median of 0.70%. Loans fell 0.5% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 13 of 71 credit unions headquartered in Georgia. See all Georgia credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $485 million | 44,103 | $327 million | 14.30% | 0.98% |
| Q1 2026 | $481 million | 43,724 | $324 million | 14.15% | 0.89% |
| Q4 2025 | $476 million | 43,552 | $328 million | 14.14% | 1.22% |
| Q3 2025 | $473 million | 43,664 | $327 million | 14.02% | 1.03% |
| Q2 2025 | $474 million | 43,477 | $328 million | 13.77% | 0.69% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 538,717 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 10 sites for Midsouth Community Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Mercer Office (main office)
4810 Mercer University Dr, Macon, GA 31210 - Lasseter Office
2306 Laseter Pl, Macon, GA 31204 - Hartley Bridge Office
3205 Hartley Bridge Rd, Macon, GA 31216 - Milledgeville Office
375 Hammock Rd Nw, Milledgeville, GA 31061 - Watson
1869 Watson Blvd, Warner Robins, GA 31093 - Russell
302 Russell Pkwy, Warner Robins, GA 31088 - BASS
1611 Bass Rd, Macon, GA 31210 - Hutchings College & Career Academy
1780 Anthony Rd, Macon, GA 31204 - HWY 96
1101 Hwy 96, Kathleen, GA 31047 - Operations Office
148 Steven Dr, Macon, GA 31210
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology