Charter 14676 · Lawrenceville, GA
Peach State Federal Credit Union
Peach State Federal Credit Union is a federally chartered credit union in Lawrenceville, Georgia, with $1.12 billion in assets and 76,348 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 9.18%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $1.12 billion
- +2.7% in a year
- Members
- 76,348
- -2.1% in a year
- Net worth ratio
- 9.18%
- Peer median 10.79%
- Loans 60+ days late
- 0.32%
- Peer median 0.67%
- Loans outstanding
- $755 million
- +7.3% in a year
- Shares and deposits
- $1.01 billion
- +2.0% in a year
- Branches
- 29
- 259 employees
- Opened
- 1961
- Federal charter
How Peach State Federal Credit Union compares
NCUA groups credit unions by size; Peach State Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 9.18% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.32%, is lower than the group median of 0.67%. Loans grew 7.3% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 8 of 71 credit unions headquartered in Georgia. See all Georgia credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $1.12 billion | 76,348 | $755 million | 9.18% | 0.32% |
| Q1 2026 | $1.11 billion | 76,603 | $742 million | 9.03% | 0.35% |
| Q4 2025 | $1.09 billion | 77,065 | $741 million | 8.89% | 0.46% |
| Q3 2025 | $1.09 billion | 77,916 | $732 million | 8.76% | 0.43% |
| Q2 2025 | $1.09 billion | 77,972 | $704 million | 8.66% | 0.44% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 984,405 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 30 sites for Peach State Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Lawrenceville
40 E Pike St, Lawrenceville, GA 30046 - Five Oaks
875 Oak Rd, Lawrenceville, GA 30044 - Winder
216 N Broad St, Winder, GA 30680 - Suwanee
455 Highway 23 Nw, Suwanee, GA 30024 - Loganville
107 Lee Byrd Rd, Loganville, GA 30052 - ISC
437 Old Peachtree Rd Nw, Suwanee, GA 30024 - Jefferson
948 Lee St, Jefferson, GA 30549 - Hawthorne
155 Hawthorne Park, Athens, GA 30606 - Panola Industrial
5381 Panola Industrial Blvd, Decatur, GA 30035 - Monroe
1307 W Spring St, Monroe, GA 30655 - North Decatur Square
2899 N Decatur Rd, Decatur, GA 30033 - Lakes Parkway (main office)
1505 Lakes Pkwy Ste 100, Lawrenceville, GA 30043 - Gracewood
2048 Tobacco Rd, Augusta, GA 30906 - RCT Board of Education
864 Broad St, Augusta, GA 30901 - Beech Island
143 Old Jackson Hwy, Beech Island, SC 29842 - Oconee
1260 Mars Hill Rd, Watkinsville, GA 30677 - Cornelia
665 Historic 441 Hwy, Cornelia, GA 30531 - Trion
37 Selman Dr, Trion, GA 30753 - Liberty Hill
568 Liberty Hill Rd, Toccoa, GA 30577 - Lafayette
710 N Main St, La Fayette, GA 30728 - Lakelands
1536 Edgefield St, Greenwood, SC 29646 - Young Harris
693 Main St, Young Harris, GA 30582 - Carnesville
1107 Hull Ave, Carnesville, GA 30521 - Evans
4339 Washington Rd, Evans, GA 30809 - Central Gwinnett High School
564 Crogan St, Lawrenceville, GA 30046 - Abbeville
603 E Greenwood St, Abbeville, SC 29620 - Pickens
2111 Gentry Memorial Hwy, Pickens, SC 29671 - Ben Mays
2357 Benjamin E Mays Dr Sw, Atlanta, GA 30311 - Glenwood
1342 Glenwood Ave Se Ste 1, Atlanta, GA 30316 - Putnam
1076 Greensboro Rd, Eatonton, GA 31024
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology