Charter 967 · Palm Springs, FL
Gold Coast Federal Credit Union
Gold Coast Federal Credit Union is a federally chartered credit union in Palm Springs, Florida, with $270 million in assets and 19,485 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 11.91%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $270 million
- +3.6% in a year
- Members
- 19,485
- -2.2% in a year
- Net worth ratio
- 11.91%
- Peer median 11.65%
- Loans 60+ days late
- 0.43%
- Peer median 0.70%
- Loans outstanding
- $131 million
- +13.8% in a year
- Shares and deposits
- $240 million
- +3.1% in a year
- Branches
- 4
- 65 employees
- Opened
- 1936
- Federal charter
How Gold Coast Federal Credit Union compares
NCUA groups credit unions by size; Gold Coast Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 11.91% is higher than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.43%, is lower than the group median of 0.70%. Loans grew 13.8% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 49 of 107 credit unions headquartered in Florida. See all Florida credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $270 million | 19,485 | $131 million | 11.91% | 0.43% |
| Q1 2026 | $268 million | 19,617 | $118 million | 11.83% | 0.52% |
| Q4 2025 | $263 million | 19,688 | $114 million | 11.90% | 0.40% |
| Q3 2025 | $259 million | 19,840 | $117 million | 11.90% | 0.38% |
| Q2 2025 | $260 million | 19,921 | $115 million | 11.56% | 0.25% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 599,081 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 4 sites for Gold Coast Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Main Office (main office)
2226 S Congress Ave, Palm Springs, FL 33406 - Port St. Lucie
10570 S Us Highway 1 Ste 100, Port Saint Lucie, FL 34952 - Belle Glade
145 N Main St Ste 103, Belle Glade, FL 33430 - Royal Palm Beach
10469 Southern Blvd, Royal Palm Beach, FL 33411
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology