Charter 67563 · Cordele, GA
Harris Employees Credit Union
Harris Employees Credit Union is a state-chartered credit union in Cordele, Georgia, with $626 thousand in assets and 180 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 34.27%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $626 thousand
- -14.5% in a year
- Members
- 180
- -3.2% in a year
- Net worth ratio
- 34.27%
- Peer median 19.32%
- Loans 60+ days late
- 3.95%
- Peer median 0.66%
- Loans outstanding
- $268 thousand
- -29.2% in a year
- Shares and deposits
- $389 thousand
- -20.8% in a year
- Branches
- 1
- 2 employees
- Opened
- 1947
- Georgia charter
How Harris Employees Credit Union compares
NCUA groups credit unions by size; Harris Employees Credit Union is in the group with under $2 million in assets (232 credit unions). Its net worth ratio of 34.27% is higher than that group's median of 19.32%, and its share of loans 60 or more days past due, 3.95%, is higher than the group median of 0.66%. Loans fell 29.2% over the year to Q2 2026, against a group median of a 7.3% fall.
By assets it ranks 69 of 71 credit unions headquartered in Georgia. See all Georgia credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $626 thousand | 180 | $268 thousand | 34.27% | 3.95% |
| Q1 2026 | $648 thousand | 182 | $292 thousand | 33.65% | 0.25% |
| Q4 2025 | $708 thousand | 188 | $329 thousand | 30.88% | 0.26% |
| Q3 2025 | $751 thousand | 187 | $346 thousand | 29.08% | 0.98% |
| Q2 2025 | $732 thousand | 186 | $378 thousand | 29.54% | 0.00% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 470 potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 1 site for Harris Employees Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- HARRIS EMPLOYEES CREDIT UNION (main office)
315 W 12Th Ave, Cordele, GA 31015
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology