Charter 68663 · Boca Raton, FL
iTHINK FINANCIAL Credit Union
iTHINK FINANCIAL Credit Union is a state-chartered credit union in Boca Raton, Florida, with $2.38 billion in assets and 119,335 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 10.71%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $2.38 billion
- +5.8% in a year
- Members
- 119,335
- +3.9% in a year
- Net worth ratio
- 10.71%
- Peer median 10.79%
- Loans 60+ days late
- 0.75%
- Peer median 0.67%
- Loans outstanding
- $1.83 billion
- +1.5% in a year
- Shares and deposits
- $1.95 billion
- +6.6% in a year
- Branches
- 23
- 404 employees
- Opened
- 1969
- Florida charter
How iTHINK FINANCIAL Credit Union compares
NCUA groups credit unions by size; iTHINK FINANCIAL Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 10.71% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.75%, is higher than the group median of 0.67%. Loans grew 1.5% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 15 of 107 credit unions headquartered in Florida. See all Florida credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $2.38 billion | 119,335 | $1.83 billion | 10.71% | 0.75% |
| Q1 2026 | $2.36 billion | 118,280 | $1.83 billion | 10.82% | 0.72% |
| Q4 2025 | $2.32 billion | 116,811 | $1.81 billion | 10.76% | 0.83% |
| Q3 2025 | $2.28 billion | 116,143 | $1.80 billion | 10.77% | 0.70% |
| Q2 2025 | $2.25 billion | 114,859 | $1.81 billion | 10.58% | 0.79% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 15 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 23 sites for iTHINK FINANCIAL Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Boca Raton
790 Park Of Commerce Blvd, Boca Raton, FL 33487 - North Fort Lauderdale
1500 Nw 62Nd St, Fort Lauderdale, FL 33309 - Kennesaw
1075 Cobb Place Blvd Nw, Kennesaw, GA 30144 - Morrow
1135 Mount Zion Rd, Morrow, GA 30260 - Delray (main office)
1000 Nw 17Th Ave, Delray Beach, FL 33445 - North Atlanta
3200 Windy Hill Rd Se, Atlanta, GA 30339 - PGA
5070 Pga Blvd Ste 100, Palm Beach Gardens, FL 33418 - St Lucie West
2100 Nw Courtyard Cir, Port St Lucie, FL 34986 - Marietta
647 Roswell St Ne, Marietta, GA 30060 - Jasper
140 Virginia Way, Jasper, GA 30143 - Roswell
1009 Mansell Rd Ste D, Roswell, GA 30076 - Boynton Beach
280 N Congress Ave, Boynton Beach, FL 33426 - Military Trail
2901A N Military Trl Ste A, West Palm Beach, FL 33409 - Fellsmere
56 1/2 N Broadway St, Fellsmere, FL 32948 - Fort Pierce
610 Delaware Ave, Fort Pierce, FL 34950 - Hutchison Island
1929 Seaway Dr, Fort Pierce, FL 34949 - Sebastian
13600 Us Highway 1, Sebastian, FL 32958 - Stuart
2260 Se Federal Hwy, Stuart, FL 34994 - Vero
1340 Us Highway 1, Vero Beach, FL 32960 - Vero Beach Airport
2625 Airport Dr, Vero Beach, FL 32960 - Royal Palm Beach
11317 Okeechobee Blvd, Royal Palm Beach, FL 33411 - Holly Springs
5947 Holly Springs Pkwy, Holly Springs, GA 30188 - Traditions
10706 Sw Village Pkwy, Port St Lucie, FL 34987
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology