Charter 8435 · Kailua, HI
Ko`olau Federal Credit Union
Ko`olau Federal Credit Union is a federally chartered credit union in Kailua, Hawaii, with $104 million in assets and 6,161 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 9.45%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $104 million
- +7.9% in a year
- Members
- 6,161
- -3.9% in a year
- Net worth ratio
- 9.45%
- Peer median 11.65%
- Loans 60+ days late
- 0.05%
- Peer median 0.70%
- Loans outstanding
- $55.5 million
- -3.0% in a year
- Shares and deposits
- $93.3 million
- +7.3% in a year
- Branches
- 3
- 11 employees
- Opened
- 1953
- Federal charter
How Ko`olau Federal Credit Union compares
NCUA groups credit unions by size; Ko`olau Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 9.45% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.05%, is lower than the group median of 0.70%. Loans fell 3.0% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 24 of 45 credit unions headquartered in Hawaii. See all Hawaii credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $104 million | 6,161 | $55.5 million | 9.45% | 0.05% |
| Q1 2026 | $105 million | 6,238 | $58.4 million | 9.08% | 0.07% |
| Q4 2025 | $98.5 million | 6,285 | $59.0 million | 9.39% | 0.14% |
| Q3 2025 | $97.8 million | 6,343 | $58.9 million | 9.32% | 0.49% |
| Q2 2025 | $96.3 million | 6,412 | $57.3 million | 9.17% | 0.17% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 953,207 potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 4 sites for Ko`olau Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- MAIN BRANCH (main office)
6699 Mokapu Rd, Kailua, HI 96734 - KAILUA BRANCH
151 Hekili St Ste 101, Kailua, HI 96734 - DISASTER RECOVERY
1244 Kaumualii St, Honolulu, HI 96817 - Fiserv Portico Core
255 Fiserv Dr, Brookfield, WI 53045
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology