Charter 62417 · Pensacola, FL
Loyalty Credit Union
Loyalty Credit Union is a state-chartered credit union in Pensacola, Florida, with $300 million in assets and 18,797 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 11.61%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $300 million
- +1.6% in a year
- Members
- 18,797
- -6.2% in a year
- Net worth ratio
- 11.61%
- Peer median 11.65%
- Loans 60+ days late
- 0.66%
- Peer median 0.70%
- Loans outstanding
- $167 million
- +7.2% in a year
- Shares and deposits
- $264 million
- +1.2% in a year
- Branches
- 7
- 78 employees
- Opened
- 1962
- Florida charter
How Loyalty Credit Union compares
NCUA groups credit unions by size; Loyalty Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 11.61% is about the same as that group's median of 11.65%, and its share of loans 60 or more days past due, 0.66%, is about the same as the group median of 0.70%. Loans grew 7.2% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 47 of 107 credit unions headquartered in Florida. See all Florida credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $300 million | 18,797 | $167 million | 11.61% | 0.66% |
| Q1 2026 | $303 million | 19,143 | $165 million | 11.25% | 0.50% |
| Q4 2025 | $299 million | 19,476 | $166 million | 11.19% | 0.80% |
| Q3 2025 | $295 million | 19,842 | $162 million | 11.20% | 0.73% |
| Q2 2025 | $296 million | 20,040 | $156 million | 11.01% | 0.81% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 2.2 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 7 sites for Loyalty Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- W Street
6200 N W St, Pensacola, FL 32505 - Cordova
4964 Bayou Blvd, Pensacola, FL 32503 - Home Office (main office)
1200 E Nine Mile Rd, Pensacola, FL 32514 - Panama City
2615 Highway 77, Panama City, FL 32405 - Appleyard
580 Appleyard Dr, Tallahassee, FL 32304 - Capital Circle
1827 Capital Cir Ne, Tallahassee, FL 32308 - Crawfordville
2190 Crawfordville Hwy, Crawfordville, FL 32327
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology