Charter 9915 · Orlando, FL
McCoy Federal Credit Union
McCoy Federal Credit Union is a federally chartered credit union in Orlando, Florida, with $1.02 billion in assets and 81,427 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 10.45%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $1.02 billion
- +3.3% in a year
- Members
- 81,427
- +1.1% in a year
- Net worth ratio
- 10.45%
- Peer median 10.79%
- Loans 60+ days late
- 0.59%
- Peer median 0.67%
- Loans outstanding
- $707 million
- +5.7% in a year
- Shares and deposits
- $901 million
- +5.1% in a year
- Branches
- 15
- 227 employees
- Opened
- 1954
- Federal charter
How McCoy Federal Credit Union compares
NCUA groups credit unions by size; McCoy Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 10.45% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.59%, is lower than the group median of 0.67%. Loans grew 5.7% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 29 of 107 credit unions headquartered in Florida. See all Florida credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $1.02 billion | 81,427 | $707 million | 10.45% | 0.59% |
| Q1 2026 | $1.03 billion | 81,089 | $689 million | 10.27% | 0.53% |
| Q4 2025 | $1.03 billion | 80,893 | $676 million | 10.18% | 0.46% |
| Q3 2025 | $1.00 billion | 80,927 | $677 million | 10.31% | 0.40% |
| Q2 2025 | $988 million | 80,572 | $669 million | 10.28% | 0.43% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 3.0 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 16 sites for McCoy Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- McCoy Federal Credit Union
1900 Mccoy Rd, Orlando, FL 32809 - McCoy Federal Credit Union
2075 Central Florida Pkwy, Orlando, FL 32837 - McCoy Federal Credit Union
5757 Curry Ford Rd, Orlando, FL 32822 - McCoy Federal Credit Union
35 W Michigan St, Orlando, FL 32806 - McCoy Federal Credit Union (main office)
41 W Michigan St, Orlando, FL 32806 - McCoy Federal Credit Union
5620 L B Mcleod Rd, Orlando, FL 32811 - McCoy Federal Credit Union
502 S Chickasaw Trl, Orlando, FL 32825 - McCoy Federal Credit Union
931 N Park Ave, Apopka, FL 32712 - McCoy Federal Credit Union
2994 Dyer Blvd, Kissimmee, FL 34741 - McCoy Federal Credit Union
1051 E Highway 50, Clermont, FL 34711 - McCoy Federal Credit Union
9101 Narcoossee Rd, Orlando, FL 32827 - McCoy Federal Credit Union
1575 E Silver Star Rd, Ocoee, FL 34761 - Longwood/Lake Mary
3540 N Hwy 17-92, Lake Mary, FL 32746 - McCoy Federal Credit Union
13800 Veterans Way, Orlando, FL 32827 - McCoy Federal Credit Union
15402 Waterbird Rd, Winter Garden, FL 34787 - McCoy Federal Credit Union
9405 S Us Highway 17/92, Maitland, FL 32751
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology