Charter 61160 · Pensacola, FL
Members First Credit Union of Flori
Members First Credit Union of Flori is a state-chartered credit union in Pensacola, Florida, with $316 million in assets and 19,523 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 15.39%, well above the 7% that NCUA's rules treat as well capitalized.
Also does business as Members First Credit Union, Members First.
- Total assets
- $316 million
- +3.3% in a year
- Members
- 19,523
- +0.1% in a year
- Net worth ratio
- 15.39%
- Peer median 11.65%
- Loans 60+ days late
- 0.43%
- Peer median 0.70%
- Loans outstanding
- $138 million
- -1.4% in a year
- Shares and deposits
- $265 million
- +1.8% in a year
- Branches
- 7
- 81 employees
- Opened
- 1954
- Florida charter
How Members First Credit Union of Flori compares
NCUA groups credit unions by size; Members First Credit Union of Flori is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 15.39% is higher than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.43%, is lower than the group median of 0.70%. Loans fell 1.4% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 44 of 107 credit unions headquartered in Florida. See all Florida credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $316 million | 19,523 | $138 million | 15.39% | 0.43% |
| Q1 2026 | $314 million | 19,401 | $135 million | 15.08% | 0.43% |
| Q4 2025 | $310 million | 19,333 | $136 million | 14.81% | 0.37% |
| Q3 2025 | $306 million | 19,848 | $138 million | 14.71% | 0.34% |
| Q2 2025 | $306 million | 19,513 | $139 million | 14.26% | 0.17% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 588,894 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 7 sites for Members First Credit Union of Flori. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Garden Street Branch and Operations Center (main office)
251 W Garden St, Pensacola, FL 32502 - Airport Blvd, Branch
250 W Airport Blvd, Pensacola, FL 32505 - Fairfield Drive Branch
4240 W Fairfield Dr, Pensacola, FL 32505 - 9th Avenue Branch
7176 N 9Th Ave, Pensacola, FL 32504 - Hwy. 90 Branch
5005 Highway 90, Pace, FL 32571 - Booker T. Washington High School Branch
6000 College Pkwy, Pensacola, FL 32504 - Nine Mile Road Branch
1645 E Nine Mile Rd, Pensacola, FL 32514
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology