Charter 67538 · Decatur, GA
Membersfirst Credit Union
Membersfirst Credit Union is a state-chartered credit union in Decatur, Georgia, with $429 million in assets and 28,246 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 11.73%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $429 million
- +3.2% in a year
- Members
- 28,246
- +6.6% in a year
- Net worth ratio
- 11.73%
- Peer median 11.65%
- Loans 60+ days late
- 0.20%
- Peer median 0.70%
- Loans outstanding
- $294 million
- +6.3% in a year
- Shares and deposits
- $377 million
- +2.9% in a year
- Branches
- 13
- 96 employees
- Opened
- 1953
- Georgia charter
How Membersfirst Credit Union compares
NCUA groups credit unions by size; Membersfirst Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 11.73% is higher than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.20%, is lower than the group median of 0.70%. Loans grew 6.3% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 15 of 71 credit unions headquartered in Georgia. See all Georgia credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $429 million | 28,246 | $294 million | 11.73% | 0.20% |
| Q1 2026 | $429 million | 26,800 | $287 million | 11.50% | 0.12% |
| Q4 2025 | $417 million | 25,930 | $286 million | 11.66% | 0.30% |
| Q3 2025 | $414 million | 26,154 | $276 million | 11.42% | 0.20% |
| Q2 2025 | $416 million | 26,499 | $276 million | 11.20% | 0.12% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 750,000 potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 13 sites for Membersfirst Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Main (main office)
2476 Lawrenceville Hwy, Decatur, GA 30033 - Wellstar Cobb Hospital
3950 Austell Rd, Austell, GA 30106 - Douglasville
3024 Chapel Hill Rd, Douglasville, GA 30135 - Dekalb Medical Center
2701 N Decatur Rd, Decatur, GA 30033 - Hiram
44 Highland Falls Blvd, Hiram, GA 30141 - Wellstar Kennestone Hospital
111 Tower Rd Ne, Marietta, GA 30060 - Sandy Springs
8010 Roswell Rd, Sandy Springs, GA 30350 - Savannah
5007 Paulsen St, Savannah, GA 31405 - Hiram High School
701 Virgie Ballentine Dr, Hiram, GA 30141 - Piedmont Hospital Newnan
775 Poplar Rd Ste 125, Newnan, GA 30265 - Pooler GA
1501 Pooler Pkwy, Pooler, GA 31322 - Woodville-Tompkins High School
151 Coach Joe Turner St, Garden City, GA 31408 - Savannah State University Branch
3219 College St, Savannah, GA 31404
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology