Charter 68602 · Gainesville, GA
Mygeorgia Credit Union
Mygeorgia Credit Union is a state-chartered credit union in Gainesville, Georgia, with $258 million in assets and 20,847 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 11.02%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $258 million
- +10.2% in a year
- Members
- 20,847
- +3.6% in a year
- Net worth ratio
- 11.02%
- Peer median 11.65%
- Loans 60+ days late
- 0.54%
- Peer median 0.70%
- Loans outstanding
- $161 million
- +7.9% in a year
- Shares and deposits
- $225 million
- +10.7% in a year
- Branches
- 9
- 67 employees
- Opened
- 1971
- Georgia charter
How Mygeorgia Credit Union compares
NCUA groups credit unions by size; Mygeorgia Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 11.02% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.54%, is lower than the group median of 0.70%. Loans grew 7.9% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 20 of 71 credit unions headquartered in Georgia. See all Georgia credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $258 million | 20,847 | $161 million | 11.02% | 0.54% |
| Q1 2026 | $256 million | 20,581 | $156 million | 10.89% | 0.62% |
| Q4 2025 | $243 million | 20,399 | $155 million | 11.30% | 0.69% |
| Q3 2025 | $239 million | 20,307 | $152 million | 11.21% | 0.65% |
| Q2 2025 | $235 million | 20,128 | $149 million | 11.10% | 0.77% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 379,115 potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 9 sites for Mygeorgia Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- MyGeorgia Credit Union (main office)
2601 Limestone Pkwy, Gainesville, GA 30501 - Oakwood Branch
976 Dawsonville Hwy, Gainesville, GA 30501 - Cleveland Branch
379 E Kytle St, Cleveland, GA 30528 - Flowery Branch
5900 Spout Springs Rd Ste W2, Flowery Branch, GA 30542 - Clarkesville Branch
120 Church Sawmill Rd, Demorest, GA 30535 - Clayton Branch
122 Plaza Way, Clayton, GA 30525 - Homer Branch
448 Evans St, Homer, GA 30547 - Athens Branch
205 Collins Industrial Blvd, Athens, GA 30601 - Jefferson Branch
1681 Old Pendergrass Rd, Jefferson, GA 30549
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology