Charter 13534 · Crestview, FL
Okaloosa County Teachers Federal Credit Union
Okaloosa County Teachers Federal Credit Union is a federally chartered credit union in Crestview, Florida, with $135 million in assets and 9,195 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 9.46%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $135 million
- +3.3% in a year
- Members
- 9,195
- -2.0% in a year
- Net worth ratio
- 9.46%
- Peer median 11.65%
- Loans 60+ days late
- 1.39%
- Peer median 0.70%
- Loans outstanding
- $54.9 million
- -5.1% in a year
- Shares and deposits
- $121 million
- +3.3% in a year
- Branches
- 5
- 38 employees
- Opened
- 1960
- Federal charter
How Okaloosa County Teachers Federal Credit Union compares
NCUA groups credit unions by size; Okaloosa County Teachers Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 9.46% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 1.39%, is higher than the group median of 0.70%. Loans fell 5.1% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 67 of 107 credit unions headquartered in Florida. See all Florida credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $135 million | 9,195 | $54.9 million | 9.46% | 1.39% |
| Q1 2026 | $134 million | 9,553 | $54.8 million | 9.50% | 1.44% |
| Q4 2025 | $130 million | 9,292 | $55.3 million | 9.65% | 1.62% |
| Q3 2025 | $131 million | 9,775 | $56.4 million | 9.61% | 1.22% |
| Q2 2025 | $131 million | 9,380 | $57.9 million | 9.49% | 1.23% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 204,000 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 5 sites for Okaloosa County Teachers Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Okaloosa County Teachers FCU (main office)
1126 N Ferdon Blvd, Crestview, FL 32536 - Okaloosa County Teachers FCU
11 Racetrack Rd Ne Unit I, Fort Walton Beach, FL 32547 - Okaloosa County Teachers FCU
1003A John Sims Pkwy E, Niceville, FL 32578 - Okaloosa County Teachers FCU
1330 14Th St, Baker, FL 32531 - Okaloosa County Teachers FCU
8148 4Th St., Laurel Hill, FL 32567
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology