Charter 24631 · Duluth, GA
Platinum Federal Credit Union
Platinum Federal Credit Union is a federally chartered credit union in Duluth, Georgia, with $413 million in assets and 14,162 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 10.32%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $413 million
- +19.2% in a year
- Members
- 14,162
- +9.0% in a year
- Net worth ratio
- 10.32%
- Peer median 11.65%
- Loans 60+ days late
- 0.29%
- Peer median 0.70%
- Loans outstanding
- $260 million
- +9.4% in a year
- Shares and deposits
- $374 million
- +20.1% in a year
- Branches
- 5
- 79 employees
- Opened
- 1999
- Federal charter
How Platinum Federal Credit Union compares
NCUA groups credit unions by size; Platinum Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 10.32% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.29%, is lower than the group median of 0.70%. Loans grew 9.4% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 17 of 71 credit unions headquartered in Georgia. See all Georgia credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $413 million | 14,162 | $260 million | 10.32% | 0.29% |
| Q1 2026 | $390 million | 13,839 | $259 million | 10.37% | 0.28% |
| Q4 2025 | $347 million | 13,500 | $255 million | 10.42% | 0.63% |
| Q3 2025 | $350 million | 13,314 | $244 million | 10.18% | 0.27% |
| Q2 2025 | $346 million | 12,996 | $238 million | 9.80% | 0.28% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 100,000 potential members. It is designated a minority depository institution.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 6 sites for Platinum Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Lilburn Branch
4794 Lawrenceville Hwy Nw, Lilburn, GA 30047 - Decatur Branch
1059 Mistletoe Rd, Decatur, GA 30033 - Orlando Branch
7041 Grand National Dr Ste 201, Orlando, FL 32819 - Alabama Branch
2020 Patton Chapel Rd, Hoover, AL 35216 - SUGARLOAF BRANCH
2035 Sugarloaf Cir, Duluth, GA 30097 - Corporate Office (main office)
1815 Satellite Blvd Ste 200, Duluth, GA 30097
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology