Charter 10699 · San Antonio, FL
San Antonio Citizens Federal Credit Union
San Antonio Citizens Federal Credit Union is a federally chartered credit union in San Antonio, Florida, with $400 million in assets and 18,441 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 11.02%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $400 million
- +2.9% in a year
- Members
- 18,441
- -2.2% in a year
- Net worth ratio
- 11.02%
- Peer median 11.65%
- Loans 60+ days late
- 0.28%
- Peer median 0.70%
- Loans outstanding
- $179 million
- +13.7% in a year
- Shares and deposits
- $357 million
- +1.9% in a year
- Branches
- 4
- 60 employees
- Opened
- 1955
- Federal charter
How San Antonio Citizens Federal Credit Union compares
NCUA groups credit unions by size; San Antonio Citizens Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 11.02% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.28%, is lower than the group median of 0.70%. Loans grew 13.7% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 40 of 107 credit unions headquartered in Florida. See all Florida credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $400 million | 18,441 | $179 million | 11.02% | 0.28% |
| Q1 2026 | $402 million | 18,427 | $177 million | 10.69% | 0.24% |
| Q4 2025 | $393 million | 18,905 | $163 million | 10.65% | 0.26% |
| Q3 2025 | $395 million | 18,938 | $157 million | 10.50% | 0.09% |
| Q2 2025 | $389 million | 18,865 | $157 million | 10.35% | 0.15% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 238,537 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 5 sites for San Antonio Citizens Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- San Antonio (main office)
12542 Curley St, San Antonio, FL 33576 - Operation Center
12512 Curley St, San Antonio, FL 33576 - Zephyrhills
7301 Gall Blvd, Zephyrhills, FL 33541 - Wesley Chapel
28909 State Road 54, Wesley Chapel, FL 33543 - Dade City
38149 Sprocket Way, Dade City, FL 33525
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology