Charter 68673 · Valdosta, GA
Southeastern Credit Union
Southeastern Credit Union is a state-chartered credit union in Valdosta, Georgia, with $441 million in assets and 24,092 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 10.81%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $441 million
- +7.5% in a year
- Members
- 24,092
- -1.1% in a year
- Net worth ratio
- 10.81%
- Peer median 11.65%
- Loans 60+ days late
- 0.41%
- Peer median 0.70%
- Loans outstanding
- $333 million
- +11.5% in a year
- Shares and deposits
- $389 million
- +7.8% in a year
- Branches
- 9
- 101 employees
- Opened
- 1953
- Georgia charter
How Southeastern Credit Union compares
NCUA groups credit unions by size; Southeastern Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 10.81% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.41%, is lower than the group median of 0.70%. Loans grew 11.5% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 14 of 71 credit unions headquartered in Georgia. See all Georgia credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $441 million | 24,092 | $333 million | 10.81% | 0.41% |
| Q1 2026 | $437 million | 24,090 | $322 million | 10.61% | 0.38% |
| Q4 2025 | $418 million | 24,064 | $316 million | 10.80% | 0.07% |
| Q3 2025 | $416 million | 24,278 | $310 million | 10.60% | 0.10% |
| Q2 2025 | $410 million | 24,372 | $299 million | 10.47% | 0.04% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 250,000 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 9 sites for Southeastern Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Moody AFB Branch
3205 Mitchell Blvd, Moody Afb, GA 31699 - Headquarters and Main Branch (main office)
3501 N Valdosta Rd, Valdosta, GA 31602 - Baytree Rd Branch
1514 Baytree Rd, Valdosta, GA 31602 - Perimeter Rd Branch
3669 Inner Perimeter Rd, Valdosta, GA 31602 - Tifton Branch
2212 Tift Ave N, Tifton, GA 31794 - Nashville Branch
902 S Davis St, Nashville, GA 31639 - Waycross Branch
1701 Boulevard Sq Ste A, Waycross, GA 31501 - Quitman Branch
205 E Screven St, Quitman, GA 31643 - Moultrie Branch
250 Doc Darbyshire Rd, Moultrie, GA 31788
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology