Charter 10754 · Panama City, FL
Tyndall Federal Credit Union
Tyndall Federal Credit Union is a federally chartered credit union in Panama City, Florida, with $1.92 billion in assets and 101,178 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 13.61%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $1.92 billion
- -1.0% in a year
- Members
- 101,178
- -8.2% in a year
- Net worth ratio
- 13.61%
- Peer median 10.79%
- Loans 60+ days late
- 0.26%
- Peer median 0.67%
- Loans outstanding
- $971 million
- +1.0% in a year
- Shares and deposits
- $1.63 billion
- -1.5% in a year
- Branches
- 10
- 214 employees
- Opened
- 1956
- Federal charter
How Tyndall Federal Credit Union compares
NCUA groups credit unions by size; Tyndall Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 13.61% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.26%, is lower than the group median of 0.67%. Loans grew 1.0% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 16 of 107 credit unions headquartered in Florida. See all Florida credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $1.92 billion | 101,178 | $971 million | 13.61% | 0.26% |
| Q1 2026 | $1.92 billion | 103,332 | $951 million | 13.20% | 0.28% |
| Q4 2025 | $1.89 billion | 102,768 | $968 million | 13.14% | 0.34% |
| Q3 2025 | $1.89 billion | 111,093 | $982 million | 12.97% | 0.19% |
| Q2 2025 | $1.94 billion | 110,194 | $961 million | 12.30% | 0.25% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 998,431 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 10 sites for Tyndall Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Lynn Haven
1601 Ohio Ave, Lynn Haven, FL 32444 - Marianna
4926 Westside Plz, Marianna, FL 32448 - Panama City (main office)
909 E 23Rd St, Panama City, FL 32405 - Beach
11350 Panama City Beach Pkwy, Panama City Beach, FL 32407 - Parker
838 S Tyndall Pkwy, Panama City, FL 32404 - Port St Joe
501 Cecil G Costin Sr Blvd, Port St Joe, FL 32456 - Tyndall Air Force Base Branch
Building 913, Panama City, FL 32403 - Spanish Fort
6470 Spanish Fort Blvd, Spanish Fort, AL 36527 - Dothan Westway
4674 W Main St, Dothan, AL 36305 - Hillcrest
6353 Cottage Hill Rd Unit A, Mobile, AL 36609
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology