Charter 24223 · Tampa, FL
Usf Federal Credit Union
Usf Federal Credit Union is a federally chartered credit union in Tampa, Florida, with $1.40 billion in assets and 80,247 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 10.62%, well above the 7% that NCUA's rules treat as well capitalized.
Also does business as Darden Credit Union, USF Credit Union.
- Total assets
- $1.40 billion
- +9.5% in a year
- Members
- 80,247
- +3.9% in a year
- Net worth ratio
- 10.62%
- Peer median 10.79%
- Loans 60+ days late
- 0.77%
- Peer median 0.67%
- Loans outstanding
- $1.20 billion
- +10.3% in a year
- Shares and deposits
- $1.19 billion
- +10.2% in a year
- Branches
- 10
- 216 employees
- Opened
- 1985
- Federal charter
How Usf Federal Credit Union compares
NCUA groups credit unions by size; Usf Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 10.62% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.77%, is higher than the group median of 0.67%. Loans grew 10.3% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 23 of 107 credit unions headquartered in Florida. See all Florida credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $1.40 billion | 80,247 | $1.20 billion | 10.62% | 0.77% |
| Q1 2026 | $1.37 billion | 79,919 | $1.17 billion | 10.78% | 0.80% |
| Q4 2025 | $1.38 billion | 78,887 | $1.13 billion | 10.63% | 0.99% |
| Q3 2025 | $1.29 billion | 78,350 | $1.12 billion | 10.65% | 0.87% |
| Q2 2025 | $1.28 billion | 77,267 | $1.09 billion | 10.67% | 0.78% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 924,455 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 11 sites for Usf Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- MC Branch
4103 Usf Cedar Circle, Tampa, FL 33620 - St. Pete
200 6Th Ave S, Saint Petersburg, FL 33701 - New Tampa
20610 Bruce B Downs Blvd., Tampa, FL 33647 - Orlando
1000 Darden Center Dr, Orlando, FL 32837 - Sarasota-Clark
3487 Clark Rd, Sarasota, FL 34231 - Fletcher Branch
7037 E Fletcher Ave, Tampa, FL 33637 - Odessa Branch
16032 Preserve Marketplace Blvd, Odessa, FL 33556 - TGH - Tampa General Hospital
1 Tampa General Cir, Tampa, FL 33606 - Oakview (main office)
13101 Telecom Park Drive, Suite 100, Temple Terrace, FL 33637 - Citrus Park Branch
7919 Gunn Hwy, Tampa, FL 33626 - Winter Park Branch
1121 Orange Ave, Winter Park, FL 32789
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology