Charter 61525 · Fort Lauderdale, FL
We Florida Financial Credit Union
We Florida Financial Credit Union is a state-chartered credit union in Fort Lauderdale, Florida, with $700 million in assets and 40,348 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 10.73%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $700 million
- -3.2% in a year
- Members
- 40,348
- -2.1% in a year
- Net worth ratio
- 10.73%
- Peer median 10.79%
- Loans 60+ days late
- 0.65%
- Peer median 0.67%
- Loans outstanding
- $441 million
- -11.1% in a year
- Shares and deposits
- $624 million
- -4.1% in a year
- Branches
- 6
- 116 employees
- Opened
- 1953
- Florida charter
How We Florida Financial Credit Union compares
NCUA groups credit unions by size; We Florida Financial Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 10.73% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.65%, is about the same as the group median of 0.67%. Loans fell 11.1% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 32 of 107 credit unions headquartered in Florida. See all Florida credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $700 million | 40,348 | $441 million | 10.73% | 0.65% |
| Q1 2026 | $709 million | 40,632 | $443 million | 10.41% | 0.64% |
| Q4 2025 | $702 million | 40,800 | $463 million | 10.32% | 0.63% |
| Q3 2025 | $719 million | 41,036 | $464 million | 10.18% | 0.73% |
| Q2 2025 | $723 million | 41,194 | $496 million | 9.93% | 0.94% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 22 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 6 sites for We Florida Financial Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Margate
3440 Nw 62Nd Ave, Margate, FL 33063 - Fort Lauderdale
634 Ne 3Rd Ave, Fort Lauderdale, FL 33304 - Sunrise
8890 Nw 44Th St, Sunrise, FL 33351 - Lauderhill
6079 W Oakland Park Blvd, Lauderhill, FL 33313 - North Miami
680 Ne 124Th St, North Miami, FL 33161 - East Pembroke Pines (main office)
9560 Pines Blvd, Pembroke Pines, FL 33024
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology